655 Main St, Altamonte Springs, FL 32701 Property Records

Seminole County property record for 655 Main St, Altamonte Springs, FL 32701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,496 sqft · built 1991
Lot Size	0.114 acres (5,000 sqft)
Owner	Owner Name on Record
Last Sale	$127,000 (Jul 2001)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-21-29-533-0000-0380`

Property Details

APN / Parcel Number

Primary APN	`24-21-29-533-0000-0380`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 MAIN ST
City	ALTAMONTE SPRINGS
State	FL
Zip	32701-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 OAK SPRINGS PB 44 PGS 40 & 41
Legal Range	29E
Legal Township	21S
Legal Section	24
Legal Subdivision	OAK SPRINGS
Legal Tract	533
Legal Lot Number	38
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2026
Census Tract	21802

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	655 MAIN ST, ALTAMONTE SPG, FL 32701-6469
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
May 8, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2001 · Amount on Record
Deed Sale	Jul 25, 2001 · Amount on Record
Prior Sale	Jun 24, 1999 · Amount on Record
Deed Document Number	0413401805
Deed Book / Page	04134 / 01805
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	655 MAIN ST, ALTAMONTE SPRINGS, FL 32701-6469
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MAIN ST, ALTAMONTE SPRINGS, FL 32701-6469

Mortgage

Document Number	0098740093
Date	Mar 17, 2021
Book Page	9874/93
Instrument	2021034539

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	655 MAIN ST, ALTAMONTE SPRINGS, FL 32701-6469
Document Number	0093541455
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MAIN ST ALTAMONTE SPRINGS FL 327016469, ALTAMONTE SPRINGS, FL 32701-6469

Mortgage

Document Number	0093541455
Date	May 15, 2019
Book Page	009354/001455
Instrument	51428

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+20.96%) Homeowner's exemption	$128,679 (+5.99%)	$326,597 (+23.5%) Land $90,000 Building $236,597
2023	$1,298.00 (+3.92%) Homeowner's exemption	$121,410 (+3%)	$264,450 (+0.8%) Land $58,000 Building $206,450
2022	$1,249.00 Homeowner's exemption	$117,874	$262,356 Land $58,000 Building $204,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1994–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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