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655 Main St, #A, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 655 Main St, #A, Gaithersburg, MD 20878

Property Summary

Property TypeCondominium
Details1,795 sqft · built 2001
Lot Size0.022 acres (956 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Aug 2022)
Tax Bill$5,829 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN09-03324016

Property Details

APN / Parcel Number

Primary APN09-03324016
Alternative APNs
  • 903324016
  • 03324016

Interior

Building Area1,795 sqft Living Area
1st Floor Area1,795 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Lot Area956 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03324016
Street Address655A MAIN ST, 655A
CityGAITHERSBURG
StateMD
Zip20878-5515
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMXD
Legal DescriptionUN 655-A CROSS GREEN CODM @ LAKELANDS PH 4
Legal SubdivisionCROSS GREEN CODM @ LAKELANDS PH 1
Legal Phase4
Legal Block4
Legal Unit655-A
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4011
Census Tract700826

Owner

655 Main St, #A is owned by two individuals who bought it in August 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address140 CHEVY CHASE ST, 406, GAITHERSBURG, MD 20878-6497
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2022 · Amount on File
Deed SaleAug 31, 2022 · Amount on File
Prior SaleAug 29, 2014 · Amount on File
Deed Book / Page66206 / 486
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 31, 2022
Property Address655 MAIN ST # A, A, GAITHERSBURG, MD 20878-5515
Document Number0662060486
Book / Page66206 / 486
Map ReferencePL 7979,7990&7981
Instrument DateAug 31, 2022
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$5,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 CHEVY CHASE ST APT 406, 140, GAITHERSBURG, MD 20878-6497

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address655 MAIN ST # A, A, GAITHERSBURG, MD 20878-5515

Tax Assessment & Valuation

The 2025 property tax bill for 655 Main St, #A was $5,829.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,000 (+5.47%) Land $135,000 Building $315,000$450,000 (-) Land $135,000 Building $315,000
2025$5,829.00$426,667$450,000 Land $135,000 Building $315,000
2023$380,000 Land $114,000 Building $266,000$380,000 Land $114,000 Building $266,000
2022$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Main St, #A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Main St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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