Oakland County property record for 655 Madison St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,816 sqft · built 1956 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (May 2023) |
| Tax Bill | $15,519 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-430-007 |
| Primary APN | 08-19-25-430-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Basement Area | 926 sqft |
| Unfinished Basement | 926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 135 ft deep x 54 ft wide |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 307 sqft |
| Deck Area | 175 sqft |
| Patio Area | 299 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 655 MADISON ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 HIGHLAND VIEW ADD NO 1 E 54 FT OF LOT 111 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | HIGHLAND VIEW ADD |
| Legal Lot Number | 111 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 153100 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 MADISON ST, BIRMINGHAM, MI 48009-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Document Number | 202349745 |
| Deed Book / Page | 58585 / 456 |
| Prior Transfer Date | Aug 6, 2013 |
| Prior Transfer Doc | 0000226933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 5, 2023 |
| Property Address | 655 MADISON ST, BIRMINGHAM, MI 48009-5744 |
| Document Number | 0000049745 |
| Book / Page | 58585 / 456 |
| Map Reference | LB 19 PG 36 |
| Instrument Date | May 1, 2023 |
| Instrument | 49745 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 MADISON ST, BIRMINGHAM, MI 48009-5744 |
| Name | Verified Name |
|---|---|
| Address | 324 S KNIGHT AVE, PARK RIDGE, IL 60068-3804 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048940 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 58580/717 |
| Instrument | 48940 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 655 MADISON ST, BIRMINGHAM, MI 48009-5744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 655 MADISON ST, BIRMINGHAM, MI 48009-5744 |
| Document Number | 0000172669 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 56529/551 |
| Instrument | 172669 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,519.00 (-9.78%) Homeowner's exemption | $493,750 (+46.19%) | $987,500 (+46.19%) |
| 2024 | $17,202.00 (+110.91%) | ||
| 2023 | $337,750 | $675,500 | |
| 2021 | $8,156.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1983–1997) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes,and Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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