655 Luisa Ln, Apt 2, Naples, FL 34104 Property Records

Collier County property record for 655 Luisa Ln, Apt 2, Naples, FL 34104

Property Summary

Property Type	Condominium
Details	1,639 sqft · built 1999
Owner	Individual Name on Record
Last Sale	$365,000 (Oct 2022)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2022 Sale + 1 more
Flood Zone	Zone AH (high risk)
APN	`430650 827 24B33`

Property Details

APN / Parcel Number

Primary APN	`430650 827 24B33`
Alternative APN	`52597000529`

Interior

Units	5 Units
Building Area	1,639 sqft Living Area
1st Floor Area	1,639 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	655 LUISA LN, 2
City	NAPLES
State	FL
Zip	34104-9478
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	JASPER AT SAPPHIRE LAKES A CONDOMINIUM BLDG 827-2
Legal Range	26
Legal Township	49
Legal Section	33
Legal Subdivision	JASPER AT SAPPHIRE LAKES A CONDOMINIUM
Legal Tract	430650
Legal Block	1
Legal Lot Number	2
Legal Unit	827-2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10511

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 LUISA LN, 2, NAPLES, FL 34104-9478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 26, 2022	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	20226322455
Deed Book / Page	6185 / 459
Last Transfer Date	Oct 31, 2023
Transfer Doc	0063030945
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 6, 2023
Property Address	655 LUISA LN APT 2, 2, NAPLES, FL 34104-9478
Document Number	0063030945
Book / Page	6303 / 945
Map Reference	MB 2559 PG 2848-3000
Instrument Date	Oct 25, 2023
Instrument	6473180
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 RATTLESNAKE HAMMOCK RD APT 204D, 204D, NAPLES, FL 34113-3523

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 26, 2022
Property Address	655 LUISA LN APT 2, 2, NAPLES, FL 34104-9478
Document Number	0061850459
Book / Page	6185 / 459
Map Reference	MB 2559 PG 2848-3000
Instrument Date	Oct 25, 2022
Instrument	6322455
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8092 PIEDMONT DR, 8092, NAPLES, FL 34104-6568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 RATTLESNAKE HAMMOCK RD, NAPLES, FL 34113-3572

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	655 LUISA LN APT 2, 2, NAPLES, FL 34104-9478
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 LUISA LN, NAPLES, FL 34104-9478

Mortgage

Document Number	0061750220
Date	Sep 19, 2022
Book Page	6175/220
Instrument	6310198

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,406 (-13.55%) Building $282,406	$282,406 (-13.55%) Building $282,406
2025	$3,321.00 (-6.11%) Homeowner's exemption	$326,659 (+0.93%) Building $326,659	$326,659 (+0.93%) Building $326,659
2024	$3,537.00 (-3.02%)
2023	$3,647.00 (+67.68%)	$323,659 (+50.92%) Building $323,659	$323,659 (+13.79%) Building $323,659
2022	$2,175.00 Homeowner's exemption	$214,453	$284,436 Building $284,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Hotwire Communications, Summit Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Luisa Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures