655 Lotus Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 655 Lotus Ave, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details2,587 sqft · built 1899
Lot Size0.258 acres (11,252 sqft)
OwnerCompany Name on Record
Tax Bill$17,745 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00716-0000-00008

Property Details

APN / Parcel Number

Primary APN44-00716-0000-00008
Alternative APNs
  • 440071600008
  • 190400

Interior

Stories2 Stories
Building Area2,587 sqft Living Area

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialAluminum/Vinyl
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number190400
Street Address655 LOTUS AVE
CityORADELL
StateNJ
Zip07649-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description75X150
Legal SubdivisionEDW P VELDRAN
Legal Block716
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2010
Census Tract40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address655 LOTUS AVE, ORADELL, NJ 07649-1442
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address655 LOTUS AVE, ORADELL, NJ 07649-1442
Document Number0025950256
Instrument DateApr 8, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 LOTUS AVE ORADELL NJ 076491442, ORADELL, NJ 07649-1442

Mortgage

Document Number0025950256
DateApr 25, 2017
Book Page002595/000256
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$813,900 (+5.26%) Land $449,800 Building $364,100$813,900 (+5.26%) Land $449,800 Building $364,100
2025$17,745.00 (+6.26%)$773,200 (+26.57%) Land $419,800 Building $353,400$773,200 (+26.57%) Land $419,800 Building $353,400
2024$16,699.00 (+6.77%)
2023$610,900 Land $298,600 Building $312,300$610,900 Land $298,600 Building $312,300
2022$15,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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