655 Los Palos Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 655 Los Palos Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,904 sqft · built 1952
Lot Size	0.409 acres (17,810 sqft)
Owner	Company Name on Record
Last Sale	$3,300,000 (May 2022)
Tax Bill	$33,217 (2025)
Deeds & Mortgages	Apr 2023 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`238-101-008-7`

Property Details

APN / Parcel Number

Primary APN	`238-101-008-7`
Alternative APN	`238-101-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Lot Area	17,810 sqft (0.409 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	655 LOS PALOS DR
City	LAFAYETTE
State	CA
Zip	94549-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS PALOS ESTATES LOT 12
Legal Subdivision	LOS PALOS ESTATES
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
May 19, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 20, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202285668
Prior Transfer Date	Sep 23, 1997
Prior Transfer Doc	0000182664
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2023
Property Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Document Number	0000035164
Map Reference	VOL 48 PG 36
Instrument Date	Apr 11, 2023
Instrument	2023-035164
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2022
Property Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Document Number	0000085668
Map Reference	VOL 48 PG 36
Instrument Date	May 12, 2022
Instrument	2022-085668
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324

Mortgage

Document Number	0000085669
Date	May 19, 2022
Instrument	2022-085669

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 14, 2019
Property Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Document Number	0000203730
Instrument Date	Oct 31, 2019
Instrument	203730
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 LOS PALOS DR LAFAYETTE CA 945495324, LAFAYETTE, CA 94549-5324

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2019
Property Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Document Number	0000156709
Instrument Date	Sep 19, 2019
Instrument	156709
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2389 BITTERROOT LN GOLDEN CO 804018077, GOLDEN, CO 80401-8077

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2019
Property Address	655 LOS PALOS DR, LAFAYETTE, CA 94549-5324
Document Number	0000156710
Instrument Date	Sep 17, 2019
Instrument	156710
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$2,684.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	655 LOS PALOS DR LAFAYETTE CA 945495324, LAFAYETTE, CA 94549-5324

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,685,000 (-6.22%) Land $1,952,728 Building $732,272
2025	$33,217.00 (-14.43%)	$2,863,000 (-14.94%) Land $2,082,182 Building $780,818
2023	$38,819.00 (+31.1%)	$3,366,000 Land $2,448,000 Building $918,000
2022	$29,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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