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655 Lora Smith Rd, Newnan, GA 30265 Property Records

Coweta County property record for 655 Lora Smith Rd, Newnan, GA 30265

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,425 sqft · built 1995
Lot Size0.816 acres (35,565 sqft)
Owner2 Individual Names on File
Last Sale$89,900 (Nov 1995)
Tax Bill$1,758 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNW05-018

Property Details

APN / Parcel Number

Primary APNW05-018
Alternative APN
  • 39215

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
Gross Area1,885 sqft
1st Floor Area1,425 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,565 sqft (0.816 acres)
Garage TypeAttached
Garage Area460 sqft
PorchOpen Porch
Porch Area64 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39215
Street Address655 LORA SMITH RD
CityNEWNAN
StateGA
Zip30265-1968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeND
Legal DescriptionH/LT A-16 PH A LEGACY ESTATE S/D
Legal SubdivisionLEGACY ESTATES
Legal PhaseA
Legal Block1
Legal Lot NumberA-16
JurisdictionCOWETA GA
Township / Civil DivisionNEWNAN
Census Block Group1
Census Block1001
Census Tract170405

Owner

Source: Coweta County assessment roll, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 LORA SMITH RD, NEWNAN, GA 30265-1968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES
Sep 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 1995 · Amount on Record
Deed SaleNov 22, 1995 · Amount on Record
Prior SaleJun 28, 1995 · Amount on Record
Deed Book / Page979 / 274
Last Transfer DateDec 15, 2008
Transfer Doc0034290285
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWETA GA
Property Address655 LORA SMITH RD, NEWNAN, GA 30265-1968
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 LORA SMITH RD, NEWNAN, GA 30265-1968

Mortgage

Document Number00053360000000368
DateJun 2, 2021
Book Page0000005336/0000000368
Instrument015950
Lender
NameCARRINGTON MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWETA GA
Property Address655 LORA SMITH RD, NEWNAN, GA 30265-1968
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 LORA SMITH RD, NEWNAN, GA 30265-1968

Mortgage

Document Number00056020000000688
DateSep 13, 2022
Book Page0000005602/0000000688
Instrument019332
Lender
NameCARRINGTON MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Coweta County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCoweta County
Unified School DistrictCoweta County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758.00 (+1.27%) Senior Citizen's exemption Additional exemption filed$114,052 (-1.63%) Land $24,000 Building $90,052$285,130 (-1.63%) Land $60,000 Building $225,130
2024$1,736.00 (-16.09%) Homeowner's exemption Senior Citizen's exemption$115,939 (+5.88%) Land $24,000 Building $91,939$289,848 (+5.88%) Land $60,000 Building $229,848
2023$2,069.00 Homeowner's exemption$109,497 Land $20,000 Building $89,497$273,742 Land $50,000 Building $223,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOWETA WATER & SEWER AUTH.
serves 92,907 people · EPA ID GA0770042
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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