655 Lois Ln, Circle Pines, MN 55014 Property Records

Anoka County property record for 655 Lois Ln, Circle Pines, MN 55014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,222 sqft · built 2001
Lot Size	0.263 acres (11,447 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2019)
Tax Bill	$4,549 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-22-13-0109`

Property Details

APN / Parcel Number

Primary APN	`08-31-22-13-0109`
Alternative APN	`1423793`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,447 sqft (0.263 acres)
Garage Area	452 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	35 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 LOIS LN
City	CIRCLE PINES
State	MN
Zip	55014-5498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 9 HIGHLAND MEADOWS WEST
Legal Range	22W
Legal Township	31N
Legal Section	08
Legal Subdivision	HIGHLAND MEADOWS WEST
Legal Block	9
Legal Lot Number	1
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	3
Census Block	3005
Census Tract	50233

Owner

655 Lois Ln is owned and occupied by an individual who bought it in December 2019.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	655 LOIS LN, CIRCLE PINES, MN 55014-5498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 14, 2017	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Deed Document Number	20192244197001
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	2112186001
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Dec 2, 2019
Property Address	655 LOIS LN, CIRCLE PINES, MN 55014-5498
Document Number	A2244197001
Instrument Date	Nov 1, 2019
Instrument	A2244197.001
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 LOIS LN, LINO LAKES, MN 55014-5498

Mortgage

Document Number	A2244197002
Date	Dec 2, 2019
Instrument	A2244197.002

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Sep 14, 2017
Property Address	655 LOIS LN, CIRCLE PINES, MN 55014-5498
Document Number	2180893002
Instrument Date	Sep 11, 2017
Instrument	2180893002
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 LOIS LN LINO LAKES MN 550145498, LINO LAKES, MN 55014-5498

Mortgage

Document Number	2180893003
Date	Sep 14, 2017
Instrument	2180893003

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 655 Lois Ln was $4,549 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	Forest Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,549.00 Homeowner's exemption	$404,900 Land $123,000 Building $281,900	$404,900 Land $123,000 Building $281,900
2024	$3,961.00	$384,900 Land $116,600 Building $268,300	$384,900 Land $116,600 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Lois Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Lois Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lino Lakes serves 18,608 people · EPA ID MN1020023
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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