655 Locust St, Denver, CO 80220 Property Records

Denver City property record for 655 Locust St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,717 sqft · built 1938
Lot Size	0.179 acres (7,810 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jul 1999)
Tax Bill	$7,953 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
APN	`06053-38-018-000`

Property Details

APN / Parcel Number

Primary APN	`06053-38-018-000`
Alternative APNs	`670405338018` `161736951`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,249 sqft
Basement Area	763 sqft
Finished Basement	450 sqft
Unfinished Basement	313 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	7,810 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Pool Area	512 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	655 LOCUST ST
City	DENVER
State	CO
Zip	80220-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	L 24 & 25 & S 1/2 OF L 26 BLK 42 PORTER & RAYMONDS MONTCLAIR
Legal Subdivision	PORTER & RAYMONDS MONTCLAIR
Legal Block	42
Legal Lot Number	24
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3025
Census Tract	4309

Owner

655 Locust St is owned and occupied by an individual who acquired it in March 2020.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	655 LOCUST ST, DENVER, CO 80220-5363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 1999 · Amount on File
Deed Sale	Jul 29, 1999 · Amount on File
Prior Sale	Nov 1, 1996 · Amount on File
Deed Document Number	1999131918
Last Transfer Date	Mar 28, 2020
Transfer Doc	0000048144
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	Apr 7, 2020
Property Address	655 LOCUST ST, DENVER, CO 80220-5363
Document Number	0000048144
Instrument Date	Mar 28, 2020
Instrument	2020048144
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	HOMESTEAD TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 LOCUST ST, DENVER, CO 80220-5363

Mortgage

Document Number	0000048145
Date	Apr 7, 2020
Instrument	2020048145

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 Locust St was $7,953.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,953.00	$103,970 Land $51,870 Building $51,870	$1,474,700 Land $735,700 Building $739,000
2023	$7,151.00	$92,300 (+31.01%) Land $45,610 Building $46,690	$1,432,600 (+41.32%) Land $735,700 Building $696,900
2022		$70,450 Land $28,120 Building $42,330	$1,013,700 Land $404,600 Building $609,100
2021	$5,408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 655 Locust St; there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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