655 Libra Ln, Foster City (San Mateo), CA 94404 Property Records

San Mateo County property record for 655 Libra Ln, Foster City, CA 94404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,700 sqft · built 1972
Lot Size	0.043 acres (1,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,470,000 (Sep 2020)
Tax Bill	$18,749 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`094-433-380`

Property Details

APN / Parcel Number

Primary APN	`094-433-380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	980 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	1,890 sqft (0.043 acres)
Lot Width	28 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 LIBRA LN
City	FOSTER CITY
State	CA
Zip	94404-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT0000
Legal Description	LOT 63 BLK 2 TRACT NO 5-72 FOSTER CITY NGBD NO 9 RSM 77/4-6
Legal Subdivision	FOSTER CITY NGBD NO 9
Legal Tract	5
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1006
Census Tract	608024

Owner

Source: San Mateo County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 LIBRA LN, FOSTER CITY, CA 94404-2759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	202096318
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0000063607
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 16, 2020
Property Address	655 LIBRA LN, FOSTER CITY, CA 94404-2759
Document Number	0000096318
Map Reference	MB 77 PG 4-6
Instrument Date	Sep 7, 2020
Instrument	2020-096318
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 LIBRA LN, FOSTER CITY, CA 94404-2759

Mortgage

Document Number	0000096319
Date	Sep 16, 2020
Instrument	2020-096319

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Foster City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,622,994 (+2%) Land $811,497 Building $811,497
2025	$18,749.00 (+3.59%)	$1,591,172 (+4.04%) Land $795,586 Building $795,586
2023	$18,100.00 (+1.3%)	$1,529,388 Land $764,694 Building $764,694	$1,682,730
2022	$17,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile.

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