655 Kimberly Cir, Oberlin, OH 44074 Property Records

Lorain County property record for 655 Kimberly Cir, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1971
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$74,400 (May 2018)
Tax Bill$2,104 (2025)
Deeds & MortgagesOct 2022 Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-00-088-104-003

Property Details

APN / Parcel Number

Primary APN09-00-088-104-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions125 ft deep x 65 ft wide

Exterior Amenities

PorchPorch
Porch Area25 sqft
Deck Area36 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address655 KIMBERLY CIR
CityOBERLIN
StateOH
Zip44074-1341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BROOK FARMS 65 X 125 S/L 41 NAME CORR 8/27/07
Legal SubdivisionWILLOWBROOK FARMS ALLOTMENT SU
Legal Block104
Legal Lot Number41
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group3
Census Block3004
Census Tract60100

Owner

655 Kimberly Cir is owned and occupied by an individual who bought it in May 2018.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address655 KIMBERLY CIR, OBERLIN, OH 44074-1341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 16, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2018 · Amount on File
Deed SaleMay 16, 2018 · Amount on File
Deed Document Number2018002450
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address655 KIMBERLY CIR, OBERLIN, OH 44074-1341
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000893491
DateOct 3, 2022
Instrument2022-0893491
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2037

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateMay 16, 2018
Property Address655 KIMBERLY CIR, OBERLIN, OH 44074-1341
Document Number0000672438
Map ReferenceVOL 22 PG 52
Instrument DateMay 15, 2018
Instrument2018-0672438
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount on Record
Tax$297.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 KIMBERLY CIR, OBERLIN, OH 44074-1341

Tax Assessment & Valuation

The 2025 property tax bill for 655 Kimberly Cir was $2,104.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,104.00$43,800 (-0.01%) Land $9,210 Building $34,590$125,150 (-) Land $26,310 Building $98,840
2024$2,104.00 (+25.31%)$43,803 (+46.79%) Land $9,209 Building $34,594$125,150 (+46.79%) Land $26,310 Building $98,840
2023$1,679.00 (+2.69%)$29,841 (+%) Land $8,638 Building $21,203$85,260 Land $24,680 Building $60,580
2022$1,635.00$29,840 Land $8,640 Building $21,200
2021$85,260 Land $24,680 Building $60,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Kimberly Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Kimberly Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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