655 Kc Ln, Altamont, TN 37301 Property Records

Grundy County property record for 655 Kc Ln, Altamont, TN 37301

Property Summary

Property Type	Rural Home
Details	2 ba · 2,166 sqft · built 2022
Lot Size	109 acres (4,775,048 sqft)
Owner	Company Name on File
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031029 00503`

Property Details

APN / Parcel Number

Primary APN	`031029 00503`
Alternative APN	`029 00503`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	560 sqft
Upper Floors Area	200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,775,048 sqft (109 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,120 sqft
Deck Area	200 sqft
Patio Area	338 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	655 KC LN
City	ALTAMONT
State	TN
Zip	37301-2904
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 02, COUNTY AREA: V01
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2044
Census Tract	955000

Owner

655 Kc Ln, a rural home, is owned by a company that acquired it in June 2025 and is owner-occupied.

Source: Grundy County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	655 KC LN, ALTAMONT, TN 37301-2904
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Feb 25, 2020	Warranty Deed, Transfer · Commercial Mortgage CITIZENS TRI COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025
Deed Sale	Jun 17, 2025
Prior Sale	Feb 25, 2020 · Amount on File
Deed Document Number	01161/1924
Deed Book / Page	1161 / 1924
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	655 KC LN, ALTAMONT, TN 37301-2904
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 KC LN, ALTAMONT, TN 37301-2904

Mortgage

Document Number	001129/143
Date	Mar 9, 2021
Book Page	1129/143
Instrument	99007

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	MONTEAGLE, TN 37356

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 8, 2021

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Feb 25, 2020
Property Address	655 KC LN, ALTAMONT, TN 37301-2904
Document Number	001114/420
Book / Page	1114 / 420
Instrument Date	Feb 21, 2020
Instrument	95867
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 BARKER RD, PALMER, TN 37365-4210

Mortgage

Document Number	0000001114/0000000426
Date	Feb 25, 2020
Book Page	0000001114/0000000426
Instrument	95868

Lender

Name	CITIZENS TRI COUNTY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 655 Kc Ln was $1,632 with an additional exemption, down 9.1% from the year before.

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (-9.13%) Additional exemption filed	$114,450 (-9.13%) Land $15,875 Building $98,575
2024	$1,796.00 (+62.68%) Additional exemption filed	$125,950 (-) Land $27,375 Building $98,575
2023	$1,104.00 (-1.52%) Additional exemption filed	$125,950 (+148.54%) Land $27,375 Building $98,575
2022	$1,121.00	$50,675 Land $21,175 Building $29,500	$202,700 Land $84,700 Building $118,000
2020			$539,900 Land $145,600 Building $394,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Kc Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Kc Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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