655 Kadler Cir, Hanover, MN 55341 Property Records

Wright County property record for 655 Kadler Cir, Hanover, MN 55341

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,107 sqft · built 2016
Lot Size	0.254 acres (11,089 sqft)
Owner	Individual Name on File
Last Sale	$448,000 (Mar 2022)
Tax Bill	$4,626 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Mortgage
APN	`108-040-001110`

Property Details

APN / Parcel Number

Primary APN	`108-040-001110`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,107 sqft Living Area
1st Floor Area	1,121 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	11,089 sqft (0.254 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	655 KADLER CIR
City	HANOVER
State	MN
Zip	55341-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-120 RANGE-024 CROW RIVER HEIGHTS EAST 3RD AD LOT-011 BLOCK-001 -011 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	35
Legal Subdivision	CROW RIVER HEIGHTS EAST 3RD AD
Legal Block	1
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3022
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	655 KADLER CIR, HANOVER, MN 55341-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	May 14, 2014 · Amount on File
Deed Document Number	20221389207
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 18, 2022
Property Address	655 KADLER CIR, HANOVER, MN 55341-4515
Document Number	00A1501733
Instrument Date	Mar 15, 2022
Instrument	A1501733
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,478.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 KADLER CIR, HANOVER, MN 55341-4515

Mortgage

Document Number	00A1501734
Date	Mar 18, 2022
Instrument	A1501734

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	655 KADLER CIR, HANOVER, MN 55341-4515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARTNERS TITLE RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001444756
Date	Oct 21, 2020
Instrument	1444756

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Hanover City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,626.00 (-3.02%)	$437,200 (+1.37%) Land $110,000 Building $327,200	$437,200 (+1.37%) Land $110,000 Building $327,200
2025		$431,300 (-1.69%) Land $120,000 Building $311,300	$431,300 (-1.69%) Land $120,000 Building $311,300
2023	$4,770.00 (-1.08%)	$438,700 Land $110,000 Building $328,700	$438,700 Land $110,000 Building $328,700
2022	$4,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Spectrum, Verizon.

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