655 Joe Black Rd, Pelzer, SC 29669 Property Records

Anderson County property record for 655 Joe Black Rd, Pelzer, SC 29669

Property Summary

Property Type	Single Family Home
Details	1,441 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-00-04-001`

Property Details

APN / Parcel Number

Primary APN	`220-00-04-001`

Interior

Stories	1 Story
Building Area	1,441 sqft Heated Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	655 JOE BLACK RD
City	PELZER
State	SC
Zip	29669-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP 048/00037 F 00000D 00000 PP 000/00000 JOE BLACK RD 3.00 AC
Jurisdiction	ANDERSON SC
Township / Civil Division	WILLIAMSTON-PELZER
Census Block Group	1
Census Block	1026
Census Tract	10300

Owner

655 Joe Black Rd is owned and occupied by an individual who bought it in September 2020.

Source: Anderson County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	655 JOE BLACK RD, PELZER, SC 29669-9122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UPSTATE FCU
Sep 4, 2020	Grant Deed, Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Deed Document Number	202024211
Deed Book / Page	14745 / 99
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	655 JOE BLACK RD, PELZER, SC 29669-9122
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15637/00117
Date	Sep 29, 2021
Book Page	15637/117
Instrument	210034125

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	655 JOE BLACK RD, PELZER, SC 29669-9122
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15103/00024
Date	Feb 19, 2021
Book Page	15103/24
Instrument	210005809

Lender

Name	UPSTATE FCU
Type	Credit Union
Address	ANDERSON, SC 29625

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 29, 2036

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANDERSON SC
Recording Date	Sep 4, 2020
Property Address	655 JOE BLACK RD, PELZER, SC 29669-9122
Document Number	1474500099
Book / Page	014745 / 000099
Instrument Date	Sep 3, 2020
Instrument	24211
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 JOE BLACK RD PELZER SC 296699122, PELZER, SC 29669-9122

Mortgage

Document Number	1474500103
Date	Sep 4, 2020
Book Page	014745/000103
Instrument	24212

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 655 Joe Black Rd was $1,231, up 8.3% from the year before.

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (+8.27%)	$8,130 (-) Land $1,180 Building $6,950
2024	$1,137.00 (+3.93%)	$8,130 (-) Land $1,180 Building $6,950	$203,200 (-)
2023	$1,094.00	$8,130 (+62.6%) Land $1,180 Building $6,950	$203,200
2022	$1,094.00	$5,000 Land $850 Building $4,150
2021			$203,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Joe Black Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Joe Black Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK W/S DISTRICT (0420009) serves 13,647 people · EPA ID SC0420009
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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