655 Jessamine Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 655 Jessamine Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,426 sqft · built 1913
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2024)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-12-0044`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-12-0044`
Alternative APNs	`8429414` `480395`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	866 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	480395
Street Address	655 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANS ADDITION LOT 20 BLK 3
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	EVANS ADDITION
Legal Block	3
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	31000

Owner

655 Jessamine Ave E is owned and occupied by an individual who bought it in April 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	655 JESSAMINE AVE E, SAINT PAUL, MN 55106-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 11, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Deed Document Number	20245022938
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 23, 2024
Property Address	655 JESSAMINE AVE E, SAINT PAUL, MN 55106-2503
Document Number	0A05022938
Instrument Date	Mar 27, 2024
Instrument	A05022938
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 JESSAMINE AVE E, SAINT PAUL, MN 55106-2503

Mortgage

Document Number	0A05022939
Date	Apr 23, 2024
Instrument	A05022939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Oct 11, 2023
Property Address	655 JESSAMINE AVE E, SAINT PAUL, MN 55106-2503
Document Number	0A05004600
Instrument Date	Oct 11, 2023
Instrument	A05004600
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 BIDWELL ST, SAINT PAUL, MN 55118-2211

Tax Assessment & Valuation

The 2025 property tax bill for 655 Jessamine Ave E was $3,588, down 32% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,200 (+0.18%) Land $25,000 Building $202,200	$227,200 (+0.18%) Land $25,000 Building $202,200
2025	$3,588.00 (-31.99%)	$226,800 Land $25,000 Building $201,800	$226,800 Land $25,000 Building $201,800
2024	$5,276.00 (+19.69%)
2023	$4,408.00	$125,000 Land $20,000 Building $105,000	$125,000 Land $20,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Jessamine Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 Jessamine Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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