655 Jefferson St, Lincoln, CA 95648 Property Records

Placer County property record for 655 Jefferson St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,161 sqft · built 2022
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2022)
Tax Bill	$9,772 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-065-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-065-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,161 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 JEFFERSON ST
City	LINCOLN
State	CA
Zip	95648-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Lot Number	65
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 JEFFERSON ST, LINCOLN, CA 95648-6320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage D R HORTON CA2 INC
Sep 19, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MK LENDING CORP
Feb 9, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	202271652
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	655 JEFFERSON ST, LINCOLN, CA 95648-6320
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067417
Date	May 19, 2021
Instrument	2021-0067417

Lender

Name	D R HORTON CA2 INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 19, 2022
Property Address	655 JEFFERSON ST, LINCOLN, CA 95648-6320
Document Number	0000071652
Map Reference	MB FF PG 27
Instrument Date	Sep 7, 2022
Instrument	2022-0071652
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	655 JEFFERSON ST, LINCOLN, CA 95648-6320

Mortgage

Document Number	0000071653
Date	Sep 19, 2022
Instrument	2022-0071653

Lender

Name	MK LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 9, 2022
Property Address	655 JEFFERSON ST, LINCOLN, CA 95648-6320
Document Number	0000012331
Map Reference	MB FF PG 27
Instrument Date	Feb 1, 2022
Instrument	2022-0012331
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,664 (+2%) Land $169,793 Building $413,871
2025	$9,772.00 (+3.91%)	$572,220 (+2%) Land $166,464 Building $405,756
2023	$9,404.00 (+105.01%)	$561,000 Land $163,200 Building $397,800
2022	$4,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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