655 Illinois St, Howell, MI 48843 Property Records

Livingston County property record for 655 Illinois St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,945 sqft · built 1930
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$118,389 (Jun 2011)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-31-301-003`

Property Details

APN / Parcel Number

Primary APN	`07-31-301-003`
Alternative APN	`470731301003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	1,191 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	68 ft deep x 80 ft wide
Garage Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 ILLINOIS ST
City	HOWELL
State	MI
Zip	48843-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T3N, R5E, HOWELL LAKE-OAK GROVE SUB. W 1/2 OF LOT 6. ALL OF LOT 7 AND E 1/2 OF LOT 8
Legal Subdivision	HOWELL LAKE-OAK GROVE SUB
Legal Tract	712600
Legal Lot Number	6-8
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2006
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 ILLINOIS ST, HOWELL, MI 48843-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Deed Document Number	201118946
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	0047040861
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	655 ILLINOIS ST, HOWELL, MI 48843-1745
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ILLINOIS ST, HOWELL, MI 48843-1745

Mortgage

Document Number	0000007983
Date	May 2, 2023
Instrument	2023R-007983

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	655 ILLINOIS ST, HOWELL, MI 48843-1745
Document Number	0000027969
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ILLINOIS ST HOWELL MI 488431745, HOWELL, MI 48843-1745

Mortgage

Document Number	0000027969
Date	Sep 22, 2017
Instrument	27969

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,300 (+5.38%)	$348,600 (+5.38%)
2025	$2,732.00 (+21.48%) Homeowner's exemption	$165,400 (+17.64%)	$330,800 (+17.64%)
2023		$140,600
2021			$281,200
2019	$2,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MHOG SEWER & WATER AUTHORITY serves 17,046 people · EPA ID MI0004098
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CITY OF HOWELL
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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