655 Howard St, Mount Vernon, OH 43050 Property Records

Knox County property record for 655 Howard St, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2026)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`66-05417.000`

Property Details

APN / Parcel Number

Primary APN	`66-05417.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	99 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	655 HOWARD ST
City	MOUNT VERNON
State	OH
Zip	43050-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E OF LOT 14 HARNWELLS ADDN
Legal Subdivision	HARNWELLS ADD
Legal Lot Number	14
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3016
Census Tract	7500

Owner

655 Howard St is owned by an individual who bought it in May 2026.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Dec 14, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jan 1, 1987
Deed Document Number	20263898
Deed Book / Page	2130 / 267
Prior Transfer Date	Dec 12, 2023
Prior Transfer Doc	0000008498
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	May 22, 2026
Property Address	655 HOWARD ST, MOUNT VERNON, OH 43050-3759
Document Number	0000003898
Book / Page	2130 / 267
Instrument Date	May 15, 2026
Instrument	20263898
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	TALON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000003899,
Date	May 22, 2026
Instrument	20263899

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Dec 14, 2023
Property Address	655 HOWARD ST, MOUNT VERNON, OH 43050-3759
Document Number	0000008498
Book / Page	2002 / 506
Instrument Date	Dec 12, 2023
Instrument	202300008498
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21864 BELL CHURCH RD, UTICA, OH 43080-9640

Tax Assessment & Valuation

The 2025 property tax bill for 655 Howard St was $1,333, down 9.9% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$106,860 Land $26,750 Building $80,110
2025	$1,333.00 (-9.93%)	$37,400 (-) Land $9,360 Building $28,040
2024	$1,480.00 (+37.55%)	$37,400 (-) Land $9,360 Building $28,040
2023	$1,076.00 (+27.34%) Homeowner's exemption Senior Citizen's exemption	$37,400 (+31%) Land $9,360 Building $28,040	$106,860 Land $26,750 Building $80,110
2022	$845.00 Homeowner's exemption Senior Citizen's exemption	$28,550 Land $7,150 Building $21,400
2020			$81,570 Land $20,420 Building $61,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Howard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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