Carroll County property record for 655 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,408 sqft Total Area |
| Lot Size | 189,965 sqft (4.36 acres) |
| Garage | Attached, 912 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $139,900 (2019) |
| Tax Bill | $6,240.00 (2025) |
| Primary APN | 07-013442 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,408 sqft Total Area |
| Basement Area | 1,629 sqft Basement |
| Finished Basement | 1,629 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 189,965 sqft (4.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 912 sqft Garage |
| Patio Area | 225 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 013442 |
|---|---|
| Street Address | 655 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 4.3612 655 HOOK RD OGG SUMMIT |
| Legal Subdivision | OGG SUMMIT |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 504201 |
Source: Carroll County records · APN 07-013442
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 21, 2019 | Quit Claim Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Aug 21, 2019 | Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2002 |
| Deed Book / Page | 9383 / 240 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0093830220 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Document Number | 0116190191 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 11619/191 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | OWINGS MILLS, MD 21117 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 06, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0094470388 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 9447/0388 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0100040097 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 10004/97 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Document Number | 0093830220 |
| Book / Page | 009383 / 000220 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | HOOK RD WESTMINSTER MD 21157, WESTMINSTER, MD 21157 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 655 HOOK RD, WESTMINSTER, MD 21157-7220 |
| Document Number | 0093830240 |
| Book / Page | 009383 / 000240 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 11571 GREENLAND HIDEAWAY DR E JACKSONVILLE FL 322581575, JACKSONVILLE, FL 32258-1575 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,700 (+6.24%) Land $142,400 Building $464,300 | $606,700 (-) Land $142,400 Building $464,300 | |
| 2025 | $6,240.00 (+10.5%) Homeowner's exemption | $571,067 (+14.26%) | $606,700 (+21.39%) Land $142,400 Building $464,300 |
| 2023 | $5,647.00 Homeowner's exemption | $499,800 Land $142,400 Building $357,400 | $499,800 Land $142,400 Building $357,400 |
655 Hook Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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