Madison County property record for 655 Heron Dr, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,698 sqft · built 2013 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jun 2010) |
| Tax Bill | $10,276 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00895.104 |
| Primary APN | 08-00895.104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,698 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Upper Floors Area | 1,334 sqft |
| Basement Area | 1,776 sqft |
| Unfinished Basement | 1,776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 015627-1 |
|---|---|
| Street Address | 655 HERON DR |
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 HIDDEN CREEK PH 4 |
| Legal Subdivision | JEFFERSON |
| Jurisdiction | MADISON OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40500 |
655 Heron Dr is owned and occupied by two individuals who bought it in June 2010.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 HERON DR, GALLOWAY, OH 43119-8287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 4, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on File |
| Deed Sale | Jun 16, 2010 · Amount on File |
| Prior Sale | Aug 12, 2005 · Amount on File |
| Deed Document Number | 20102471 |
| Deed Book / Page | 257 / 2503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Property Address | 655 HERON DR, GALLOWAY, OH 43119-8287 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | HAMPTON TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001949 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 381/1 |
| Instrument | 202100001949 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON OH |
| Property Address | 655 HERON DR, GALLOWAY, OH 43119-8287 |
| Document Number | 0000003334 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 655 HERON DR GALLOWAY OH 431198287, GALLOWAY, OH 43119-8287 |
| Document Number | 0000003334 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 000332/001214 |
| Instrument | 3334 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 655 Heron Dr was $10,276 with a homeowner's exemption, down 5.7% from the year before.
Source: Madison County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Madison County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,276.00 (-5.66%) Homeowner's exemption | $255,220 (-) Land $35,010 Building $220,210 | |
| 2024 | $10,893.00 (-6.4%) Homeowner's exemption | $255,220 (-) Land $35,010 Building $220,210 | |
| 2023 | $11,638.00 (+31.37%) Homeowner's exemption | $255,220 (+36.91%) Land $35,010 Building $220,210 | $729,190 Land $100,030 Building $629,160 |
| 2022 | $8,859.00 Homeowner's exemption | $186,410 Land $28,880 Building $157,530 | |
| 2020 | $532,590 Land $82,500 Building $450,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Heron Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Heron Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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