655 Heron Dr, Galloway, OH 43119 Property Records

Madison County property record for 655 Heron Dr, Galloway, OH 43119

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,698 sqft · built 2013
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jun 2010)
Tax Bill$10,276 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-00895.104

Property Details

APN / Parcel Number

Primary APN08-00895.104
Alternative APN
  • 015627-1

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,698 sqft Living Area
1st Floor Area1,776 sqft
Upper Floors Area1,334 sqft
Basement Area1,776 sqft
Unfinished Basement1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area232 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number015627-1
Street Address655 HERON DR
CityGALLOWAY
StateOH
Zip43119-8287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 73 HIDDEN CREEK PH 4
Legal SubdivisionJEFFERSON
JurisdictionMADISON OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2024
Census Tract40500

Owner

655 Heron Dr is owned and occupied by two individuals who bought it in June 2010.

Source: Madison County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address655 HERON DR, GALLOWAY, OH 43119-8287
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 4, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2010 · Amount on File
Deed SaleJun 16, 2010 · Amount on File
Prior SaleAug 12, 2005 · Amount on File
Deed Document Number20102471
Deed Book / Page257 / 2503
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address655 HERON DR, GALLOWAY, OH 43119-8287
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyHAMPTON TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001949
DateMar 24, 2021
Book Page381/1
Instrument202100001949
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON OH
Property Address655 HERON DR, GALLOWAY, OH 43119-8287
Document Number0000003334
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address655 HERON DR GALLOWAY OH 431198287, GALLOWAY, OH 43119-8287

Mortgage

Document Number0000003334
DateAug 17, 2017
Book Page000332/001214
Instrument3334
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 655 Heron Dr was $10,276 with a homeowner's exemption, down 5.7% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMadison County
County SubdivisionJefferson Township
Unified School DistrictJefferson Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,276.00 (-5.66%) Homeowner's exemption$255,220 (-) Land $35,010 Building $220,210
2024$10,893.00 (-6.4%) Homeowner's exemption$255,220 (-) Land $35,010 Building $220,210
2023$11,638.00 (+31.37%) Homeowner's exemption$255,220 (+36.91%) Land $35,010 Building $220,210$729,190 Land $100,030 Building $629,160
2022$8,859.00 Homeowner's exemption$186,410 Land $28,880 Building $157,530
2020$532,590 Land $82,500 Building $450,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Heron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Heron Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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