655 Harrow Ave, San Mateo, CA 94402 Property Records

San Mateo County property record for 655 Harrow Ave, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,694 sqft · built 1946
Lot Size	0.11 acres (4,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,085,000 (Jul 2016)
Tax Bill	$17,963 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`035-056-160`

Property Details

APN / Parcel Number

Primary APN	`035-056-160`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,190 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	4,799 sqft (0.11 acres)
Lot Dimensions	95 ft deep x 52 ft wide
Garage Area	194 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 HARROW AVE
City	SAN MATEO
State	CA
Zip	94402-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 27 BLOCK 12 SUNNYBRAE MAP NO 3 RSM 26/11 12 13 CITY OF SAN MATEO
Legal Subdivision	SUNNYBRAE MAP NO 3
Legal Block	12
Legal Lot Number	27
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4004
Census Tract	607600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 HARROW AVE, SAN MATEO, CA 94402-1956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	201673930
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0000161971
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	655 HARROW AVE, SAN MATEO, CA 94402-1956
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 HARROW AVE, SAN MATEO, CA 94402-1956

Mortgage

Document Number	0000113587
Date	Oct 20, 2020
Instrument	2020-113587

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	655 HARROW AVE, SAN MATEO, CA 94402-1956
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 HARROW AVE, SAN MATEO, CA 94402-1956

Mortgage

Document Number	0000158068
Date	Nov 12, 2021
Instrument	2021-158068

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,444,615 (+2%) Land $642,208 Building $802,407
2025	$17,963.00 (+4.1%)	$1,416,290 (+4.04%) Land $629,616 Building $786,674
2023	$17,256.00 (+2.5%)	$1,361,296 Land $605,168 Building $756,128	$1,402,290
2022	$16,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Unwired, Verizon.

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