655 Harbor St, Conneaut, OH 44030 Property Records

Ashtabula County property record for 655 Harbor St, Conneaut, OH 44030

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,620 sqft · built 1880
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Tax Bill$2,123 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-210-00-093-00

Property Details

APN / Parcel Number

Primary APN12-210-00-093-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
Gross Area1,970 sqft
1st Floor Area448 sqft
Basement Area350 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1950
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions140 ft deep x 45 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address655 HARBOR ST
CityCONNEAUT
StateOH
Zip44030-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8 SCOTTS NO 2
Legal SubdivisionSCOTTS
Legal Lot Number8
JurisdictionASHTABULA OH
Township / Civil DivisionCONNEAUT
Census Block Group2
Census Block2013
Census Tract102

Owner

Source: Ashtabula County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 734, CONNEAUT, OH 44030-0734
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 7, 2019Deed of Trust, Mortgage · Line of Credit
CONNEAUT SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Recording DateAug 18, 2026
Property Address655 HARBOR ST, CONNEAUT, OH 44030-1849
Document Number0000007775
Book / Page878 / 724
Instrument DateAug 6, 2026
Instrument20267775
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 HARBOR ST, CONNEAUT, OH 44030-1849

Mortgage

Document Number0000007775,
DateAug 18, 2026
Book Page878/724
Instrument20267775
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address655 HARBOR ST, CONNEAUT, OH 44030-1849
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 HARBOR ST, CONNEAUT, OH 44030-1849

Mortgage

Document Number0000007932
DateAug 30, 2023
Book Page803/50
Instrument2023-00007932
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address655 HARBOR ST, CONNEAUT, OH 44030-1849
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007508
DateAug 7, 2019
Book Page688/2036
Instrument201900007508
Lender
NameCONNEAUT SAVINGS BANK
TypeBank
AddressCONNEAUT, OH 44030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2029

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
MunicipalityConneaut City
Unified School DistrictConneaut Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,123.00 (+56.22%)$29,230 (-) Land $3,400 Building $25,830$83,500 (-) Land $9,700 Building $73,800
2023$1,359.00 (+14.59%) Homeowner's exemption$29,230 (+30.26%) Land $3,400 Building $25,830$83,500 (+30.27%) Land $9,700 Building $73,800
2022$1,186.00 Homeowner's exemption$22,440 Land $2,590 Building $19,850
2020$64,100 Land $7,400 Building $56,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1989 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONNEAUT
serves 12,538 people · EPA ID OH0400411
Water SourceSurface water
Last State InspectionJan 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GreatWave Communications
Fiber
600 / 600
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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