655 Grove St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 655 Grove St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,926 sqft · built 2019
Lot Size	2.62 acres (114,297 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,081 (2026)
Deeds & Mortgages	Mar 2020 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-024-002+A`

Property Details

APN / Parcel Number

Primary APN	`21-024-002+A`
Alternative APN	`WORC M:21 B:024 L:002+A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,926 sqft Living Area
Gross Area	7,716 sqft
1st Floor Area	1,714 sqft
Basement Area	1,714 sqft
Unfinished Basement	1,714 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	114,297 sqft (2.62 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	21-024-002+A
Street Address	655 GROVE ST
City	WORCESTER
State	MA
Zip	01605-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	24
Legal Lot Number	2+A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	730600

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 GROVE ST, WORCESTER, MA 01605-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Sep 11, 2018	Quit Claim Deed, Transfer CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	655 GROVE ST, WORCESTER, MA 01605-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62121-370
Date	Mar 30, 2020
Book Page	62121/370
Instrument	32230

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 11, 2018
Property Address	655 GROVE ST, WORCESTER, MA 01605-3122
Document Number	59382-294
Book / Page	59382 / 294
Instrument	95519
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$16.22
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59382-297
Date	Sep 11, 2018
Book Page	59382/297
Instrument	95520

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,081.00 (+4.77%)	$985,000 (+4.06%) Land $163,400 Building $821,600	$850,596 (-34.96%)
2025	$12,486.00 (+4.56%)	$946,600 (+13.66%) Land $133,600 Building $813,000	$1,307,770 (+66.76%)
2024			$784,225
2023	$11,942.00	$832,800 Land $116,300 Building $716,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Netafy, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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