655 Gloucester Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 655 Gloucester Rd, Saluda, VA 23149

Property Summary

Property Type	Commercial
Details	1 ba · 2,200 sqft · built 2007
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Jul 2024)
Tax Bill	$1,389 (2026)
Deeds & Mortgages	Dec 2006 Line of Credit Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26B 1 35A`

Property Details

APN / Parcel Number

Primary APN	`26B 1 35A`
Alternative APN	`15834`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,200 sqft Gross Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Porch	Slab
Porch Area	260 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15834
Street Address	655 GLOUCESTER RD
City	SALUDA
State	VA
Zip	23149-2560
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	VC
Legal Description	SALUDA RT 17 & RT 33 .326 AC DB269-653 300-650 406-606 PL14-300 D24-1086
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4016
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saluda Historic District listed 2020 · 102 contributing resources · NRIS 100005896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10020 BO TRL, MECHANICSVILLE, VA 23116-4926
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2006	Deed of Trust, Mortgage · Line of Credit EVB
Jul 30, 2024	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 2, 2005	Warranty Deed, Transfer · Conventional Mortgage SOUTHSIDE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	20241086
Record Updated	Oct 29, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	655 GLOUCESTER RD, SALUDA, VA 23149-2560
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00600/3348
Date	Dec 14, 2006
Book Page	600/3348

Lender

Name	EVB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	312 Months
Due	Dec 14, 2032

Interest

Rate Type	Adjustable Rate

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 30, 2024
Property Address	655 GLOUCESTER RD, SALUDA, VA 23149-2560
Document Number	0240001086
Instrument Date	Jul 24, 2024
Instrument	240001086
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 BO TRL, MECHANICSVILLE, VA 23116-4926

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Feb 2, 2005
Property Address	655 GLOUCESTER RD, SALUDA, VA 23149-2560
Document Number	000500/273
Book / Page	500 / 273
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000500274
Date	Feb 2, 2005
Instrument	500/274

Lender

Name	SOUTHSIDE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,389.00	$227,800 (-) Land $42,600 Building $185,200	$227,800 (-) Land $42,600 Building $185,200
2025	$1,389.00	$227,800 (-) Land $42,600 Building $185,200	$227,800 (-) Land $42,600 Building $185,200
2023	$1,389.00 Additional exemption filed	$227,800 Land $42,600 Building $185,200	$227,800 Land $42,600 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALUDA private · serves 323 people · EPA ID VA4119600
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Virginia Broadband.

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