655 Glenbrook Rd, Crystal Lake, IL 60012 Property Records

McHenry County property record for 655 Glenbrook Rd, Crystal Lake, IL 60012

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 2,825 sqft · built 1998
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$407,500 (Apr 2014)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-27-327-010`

Property Details

APN / Parcel Number

Primary APN	`14-27-327-010`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	4,609 sqft
Basement Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 GLENBROOK RD
City	CRYSTAL LAKE
State	IL
Zip	60012-3783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0012826 LT 5 WYNDMUIR RIDGE SUB UNIT 2
Legal Range	08E
Legal Township	44N
Legal Section	27
Legal Subdivision	WYNDMUIR RIDGE
Legal Block	327
Legal Lot Number	5
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1021
Census Tract	870808

Owner

655 Glenbrook Rd is owned by an individual who bought it in April 2014.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	655 GLENBROOK RD, CRYSTAL LAKE, IL 60012-3783
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2014 · Amount on File
Deed Sale	Apr 24, 2014 · Amount on File
Prior Sale	Feb 20, 2008
Deed Document Number	2014R0012826
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	655 GLENBROOK RD, CRYSTAL LAKE, IL 60012-3783
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 GLENBROOK RD, CRYSTAL LAKE, IL 60012-3783

Mortgage

Document Number	0000006748
Date	Mar 29, 2023
Instrument	2023R0006748

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$126,954 Land $30,530 Building $96,424	$380,862 Land $91,590 Building $289,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Glenbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Glenbrook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20