655 Giles Rd, Lexington, NC 27295 Property Records

Davidson County property record for 655 Giles Rd, Lexington, NC 27295

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 3,452 sqft · built 1996
Lot Size2.66 acres (115,870 sqft)
Owner2 Individual Names on Record
Last Sale$174,000 (Apr 2007)
Tax Bill$891 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-015-0-000-0042-A

Property Details

APN / Parcel Number

Primary APN18-015-0-000-0042-A
Alternative APN
  • 9090057

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,452 sqft Total Area
1st Floor Area1,092 sqft
Upper Floors Area656 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area115,870 sqft (2.66 acres)
Lot Width320 ft Width
Garage TypeMixed
Garage Area260 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area144 sqft
Patio Area144 sqft
Storage Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number9090057
Street Address655 GILES RD
CityLEXINGTON
StateNC
Zip27295-6910
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA2
Legal DescriptionL42A BK1783-1685&1782-1062 GILES RD
JurisdictionDAVIDSON NC
Township / Civil DivisionTYRO
Census Block Group1
Census Block1005
Census Tract61704

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address655 GILES RD, LEXINGTON, NC 27295-6910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2007 · Amount on Record
Deed SaleApr 30, 2007 · Amount on Record
Prior SaleJun 6, 2003
Deed Document Number200712475
Deed Book / Page1783 / 1685
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address655 GILES RD, LEXINGTON, NC 27295-6910
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024790589
DateMay 26, 2021
Book Page2479/589
Instrument2021000012989
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,990 (-)$190,990 (-) Land $36,910 Building $154,080
2025$891.00 (-1.55%) Homeowner's exemption Veteran's exemption$190,990 (-)$190,990 (-) Land $36,910 Building $154,080
2023$905.00 Homeowner's exemption Veteran's exemption$190,990$190,990 Land $36,910 Building $154,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIDSON WATER INC
private · serves 154,307 people · EPA ID NC0229025
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Cable
1,000 / 30
Windstream
Cable · Fiber in parts of the area
1,000 / 25

May also be available: Verizon.

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