655 Genoa St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 655 Genoa St, Cherry Valley, IL 61016 · Last verified May 2024

Property Summary

Property Type	State-Assessed Property
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2019)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`16-01-402-011`

Property Details

APN / Parcel Number

Primary APN	`16-01-402-011`

Exterior

Lot Area	58,370 sqft (1.34 acres)

Location & Zoning

Street Address	655 GENOA ST
City	CHERRY VALLEY
State	IL
Zip	61016-9409
Property Category	Commercial
Property Type	Commercial > Retail > State-Assessed Property
Legal Description	TERUS ESTATES PT SE1/4 SEC 1-43-2 LOT1
Legal Range	02
Legal Township	43
Legal Section	01
Legal Subdivision	TERUS ESTATES
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3001
Census Tract	3705

Owner

Source: Winnebago County records · APN 16-01-402-011

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	149 S VAN BUREN ST, CHERRY VALLEY, IL 61016-9401
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	1921208
Record Updated	Jun 07, 2026

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 24, 2019
Property Address	655 GENOA ST, CHERRY VALLEY, IL 61016-9409
Document Number	0001021208
Instrument Date	Jun 18, 2019
Instrument	1021208
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 S VAN BUREN ST CHERRY VALLEY IL 610169401, CHERRY VALLEY, IL 61016-9401

Mortgage

Document Number	1021209
Date	Jun 24, 2019
Instrument	1021209

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068-0355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2024

Interest

Rate	5.15%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$528 Land $528	$1,584 Land $1,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010037053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.