Carroll County property record for 655 Gahle Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,768 sqft · built 1987 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,900 (Oct 1996) |
| Tax Bill | $5,144 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-092350 |
| Primary APN | 07-092350 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,768 sqft Total Area |
| Utility Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 646 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 867 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092350 |
|---|---|
| Street Address | 655 GAHLE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 4 - 1.52 ACS GAHLE DR 27-188 SEC 3 GALE WINDS ESTATES |
| Legal Subdivision | GALE WINDS ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 507602 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 GAHLE DR, WESTMINSTER, MD 21157-6348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1996 · Amount on Record |
| Deed Sale | Oct 23, 1996 · Amount on Record |
| Prior Sale | Jul 7, 1987 · Amount on Record |
| Deed Document Number | 19961572 |
| Deed Book / Page | 1850 / 667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 655 GAHLE DR, WESTMINSTER, MD 21157-6348 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0104530173 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 10453/173 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Oct 1, 2035 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,144.00 (+5.39%) Homeowner's exemption | $554,900 (+31.62%) Land $145,200 Building $409,700 | $554,900 (+31.62%) Land $145,200 Building $409,700 |
| 2025 | $4,881.00 (+2.46%) Homeowner's exemption | ||
| 2023 | $4,764.00 Homeowner's exemption | $421,600 Land $145,200 Building $276,400 | $421,600 Land $145,200 Building $276,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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