Clay County property record for 655 Frederic Dr, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,801 sqft Heated Area |
| Lot Size | 22,694 sqft (0.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2020) |
| Tax Bill | $5,502.00 (2025) |
| Primary APN | 38-05-26-014705-002-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,801 sqft Heated Area |
| Gross Area | 4,088 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,694 sqft (0.52 acres) |
| Depth X Width | 201 ft x 113 ft Depth x Width |
| Garage Area | 864 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 423 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 655 FREDERIC DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 CYPRESS BANKS AS REC O R4333 PG 1383 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | CYPRESS BANKS |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | ORANGE PARK |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records · APN 38-05-26-014705-002-04
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 655 FREDERIC DR, FLEMING ISLAND, FL 32003-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage WATSON MORTGAGE CORP |
| Dec 03, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Dec 03, 2019 · Amount on Record |
| Deed Doc Number | 2020037280 |
| Deed Book / Page | 4333 / 1383 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 655 FREDERIC DR, FLEMING ISLAND, FL 32003-4531 |
| Document Number | 0043331383 |
| Book / Page | 4333 / 1383 |
| Map Reference | MB 27 PG 30-32 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020037280 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1783 SOUTHLAKE DR, 1783, MIDDLEBURG, FL 32068-6603 |
| Name | Verified Name |
|---|---|
| Address | 655 FREDERIC DR, FLEMING ISLAND, FL 32003-4531 |
| Document Number | 0043331386 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 4333/1386 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 03, 2019 |
| Property Address | 655 FREDERIC DR, FLEMING ISLAND, FL 32003-4531 |
| Document Number | 0042560393 |
| Book / Page | 004256 / 000393 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 63829 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 655 FREDERIC DR FLEMING ISLAND FL 320034531, FLEMING ISLAND, FL 32003-4531 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,502.00 (+0.6%) Homeowner's exemption | $400,942 (+5.99%) | $492,748 (+12.51%) Land $90,000 Building $402,748 |
| 2023 | $5,469.00 (+5.21%) Homeowner's exemption | $378,295 (+3%) | $437,940 (+8.2%) Land $50,400 Building $387,540 |
| 2022 | $5,198.00 Homeowner's exemption | $367,277 | $404,749 Land $50,400 Building $354,349 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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