Porter County property record for 655 Franklin St, Porter, IN 46304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1978 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,727 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-03-36-103-008.000-026 |
| Primary APN | 64-03-36-103-008.000-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.689 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Sewer | Connected |
| Account Number | 00000989179 |
|---|---|
| Old Parcel Number | 640336100023000026 |
| Street Address | 655 FRANKLIN ST |
| City | PORTER |
| State | IN |
| Zip | 46304-1778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARC 95X316 NW NW W OF WAV AC UNREC 36-37-6 .69A |
| Legal Subdivision | WAVERLY ACRES |
| Jurisdiction | PORTER IN |
| Township / Civil Division | WESTCHESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50302 |
655 Franklin St is owned and occupied by two individuals who acquired it in October 1995.
Source: Porter County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 FRANKLIN ST, PORTER, IN 46304-1778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK |
| Sep 21, 2017 | Deed of Trust, Mortgage · Construction Mortgage 1ST SOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 1995 |
| Deed Sale | Oct 20, 1995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 655 FRANKLIN ST, PORTER, IN 46304-1778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000026782 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-026782 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 655 FRANKLIN ST, PORTER, IN 46304-1778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONALTITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000023524 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 2017-023524 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Prepayment Penalty | 00 Months |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Westchester Township |
| Municipality | Porter Town |
| Unified School District | Duneland School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,100 Land $43,100 Building $217,000 | $260,100 Land $43,100 Building $217,000 | |
| 2024 | $2,727.00 (+2.06%) | ||
| 2023 | $2,672.00 (+7.7%) | $232,500 Land $31,900 Building $200,600 | $232,500 Land $31,900 Building $200,600 |
| 2022 | $2,481.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Aug 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| NITCO Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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