Shelby County property record for 655 Franklin St, Memphis, TN 38112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1945 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $232,000 (Jul 2019) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2072-0-0009 |
| Primary APN | 05-2072-0-0009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 1,171 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 655 FRANKLIN ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Subdivision | SUMMERDALE PARK |
| Legal Lot Number | 196 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 1400 |
655 Franklin St is owned by a company that bought it in July 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Prior Sale | Jun 14, 2016 · Amount on File |
| Deed Document Number | 201974184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 24, 2019 |
| Property Address | 655 FRANKLIN ST, MEMPHIS, TN 38112 |
| Document Number | 0000074184 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 74184 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | MID SOUTH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 297 KINGSBURY GRADE #1162 STATELINE NV 894499804, 1162, STATELINE, NV 89449-9804 |
| Document Number | 74185 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 74185 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 23, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 655 Franklin St was $305, up 5.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (+5.17%) | $11,375 Land $2,250 Building $9,125 | $45,500 Land $9,000 Building $36,500 |
| 2024 | $290.00 | ||
| 2023 | $8,575 Land $1,125 Building $7,450 | ||
| 2022 | $522.00 | ||
| 2021 | $34,300 Land $4,500 Building $29,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 655 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 655 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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