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655 Frances Dr, Centerton, AR 72719 Property Records

Benton County property record for 655 Frances Dr, Centerton, AR 72719 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,515 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
GarageAttached, 462 sqft
Last Sale$289,000 (2025)
Tax Bill$3,070.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-00715-000
Alternative APNs
  • 37618.0
  • 37618

Interior

Full Baths2 Baths
Building Area1,515 sqft Living Area
Gross Area1,977 sqft Gross Area
1st Floor1,515 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area8,276 sqft (0.19 acres)
DrivewayDriveway Concrete
Driveway Area646 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address655 FRANCES DR
CityCENTERTON
StateAR
Zip72719-4100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT 21L-168 3/4/96
Legal Range31
Legal Township20
Legal Section33
Legal SubdivisionWALNUT RIDGE PH 1-CENTERTON
Legal Lot Number12
JurisdictionBENTON AR
Minor Civil Division9
Census Blockgroup2
Census Block2042
Census Tract20904

Owner

Source: Benton County records · APN 06-00715-000

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address620 SPUR LN, CENTERTON, AR 72719-9233
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2025Warranty Deed, Transfer · Conventional Mortgage
BOKF NA
Feb 20, 2024Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Jun 04, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2025 · Amount on Record
Deed SaleJan 29, 2025 · Amount on Record
Prior SaleFeb 20, 2024 · Amount on Record
Deed Doc Number20254776
Record RefreshedSep 20, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJan 29, 2025
Property Address655 FRANCES DR, CENTERTON, AR 72719-4100
Document NumberL202504776
Map ReferenceREC 21L PGS 149-168
Instrument DateJan 28, 2025
InstrumentL202504776
Transaction TypeTransfer
Record UpdatedOct 07, 2025
Title CompanyWACO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$953.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SPUR LN, CENTERTON, AR 72719-9233

Mortgage

Document NumberL202504777
DateJan 29, 2025
InstrumentL202504777
Lender
NameBOKF NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.2%
IndexOther
Margin3
Max Rate12.2%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateFeb 20, 2024
Property Address655 FRANCES DR, CENTERTON, AR 72719-4100
Document NumberL202407657
Map ReferenceREC 21L PGS 149
Instrument DateFeb 16, 2024
InstrumentL202407657
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyWACO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$834.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4700 SW GOLDEN EAGLE AVE, BENTONVILLE, AR 72713-8423

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 SW DUKE AVE, BENTONVILLE, AR 72712-3604

Mortgage

Document NumberL202407658
DateFeb 20, 2024
InstrumentL202407658
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Mortgage

Document NumberL202407658
DateFeb 20, 2024
InstrumentL202407658
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Address16253 SWINGLEY RIDGE RD STE 200, CHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJun 04, 2020
Property Address655 FRANCES DR, CENTERTON, AR 72719-4100
Document Number0000031958
Map ReferencePL 21L PG 149&168
Instrument DateMay 29, 2020
Instrument2020031958
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyCITYTITLE & CLOSING LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$574.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12412 SHRADER RD, 12412, PEA RIDGE, AR 72751-3150

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 FRANCES DRIVE, BENTONVILLE, AR 72712

Mortgage

Document Number0000031959
DateJun 04, 2020
Instrument2020031959
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityCenterton City
Unified School DistrictBentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,070.00 (+52.66%)$50,278 (+54.23%) Land $15,000 Building $35,278$251,390 (-) Land $75,000 Building $176,390
2024$251,390 (+54.23%) Land $75,000 Building $176,390
2023$2,011.00 Homeowner's exemption$32,600 Land $7,600 Building $25,000$163,000 Land $38,000 Building $125,000

Flood & Wildfire

655 Frances Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Benton County (05007C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 27th in Arkansas
Wildfire LikelihoodLow — about 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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