655 Forest St, Charlotte, MI 48813 Property Records

Eaton County property record for 655 Forest St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 1985
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on Record
Last Sale$124,000 (Oct 2013)
Tax Bill$4,904 (2025)
Deeds & MortgagesNov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN20006780005400

Property Details

APN / Parcel Number

Primary APN20006780005400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Basement Area1,161 sqft
Unfinished Basement1,161 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions283 ft deep x 86.4 ft wide
Garage Area504 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address655 FOREST ST
CityCHARLOTTE
StateMI
Zip48813-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionSLY 86.43 FT OF LOT 5. MOORE'S SUBD, CITY OF CHARLOTTE 1987
Legal SubdivisionMOORE SUBDIVISION
Legal Lot Number5
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1002
Census Tract20901

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1166 LINN RD, WILLIAMSTON, MI 48895-9768
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2013 · Amount on Record
Deed SaleOct 7, 2013 · Amount on Record
Deed Book / Page2488 / 1092
Last Transfer DateDec 20, 2021
Transfer Doc2983000740
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEATON MI
Recording DateNov 24, 2021
Property Address655 FOREST ST, CHARLOTTE, MI 48813-1237
Document Number2971/51
Book / Page2971 / 51
Map ReferenceLB 10 PG 35
Instrument DateNov 19, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1166 LINN RD, WILLIAMSTON, MI 48895-9768

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,400 (+27.58%)$224,804 (-) Land $53,885 Building $170,919
2025$4,904.00 (+2.96%)$112,400 (+9.66%)$224,804 (+9.66%) Land $53,885 Building $170,919
2024$4,763.00 (+11.73%)
2023$102,500$205,000
2022$4,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest St

Nearby Streets

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