Cooke County property record for 655 FM 3164, Gainesville, TX 76240 · Last verified August 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,736 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,700 (Nov 2022) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0491-037-00001-SOL |
| Primary APN | 0491-037-00001-SOL |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 3,105 sqft |
| 1st Floor Area | 2,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0491-037-00001-SOL |
|---|---|
| Street Address | 655 FM 3164 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1897 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HAMILTON J 0491 ACRES 1.0 LABEL# PFS0714966 CANCELLED TO REAL ESTATE SN1 AH010112459A TITLE # CANCELLED |
| Legal Subdivision | HAMILTON J |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 100 |
Source: Cooke County records · APN 0491-037-00001-SOL
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 FM 3164, GAINESVILLE, TX 76240-1897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP |
| Jan 06, 2022 | Deed of Trust, Mortgage · Loan Assumption FIRST STATE BANK |
| Apr 12, 2021 | Vendor's Lien, Transfer · Construction Mortgage FIRST STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2022 |
| Deed Document Number | 20229352 |
| Deed Book / Page | 2548 / 420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 655 FM 3164, GAINESVILLE, TX 76240-1897 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Title Company | VERUS TITLE INC, VERUS TITLE |
| Name | Verified Name |
|---|---|
| Address | 655 FM 3164, GAINESVILLE, TX 76240-1897 |
| Document Number | 002548/424 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2548/424 |
| Instrument | 2022-9353 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 655 FM 3164, GAINESVILLE, TX 76240-1897 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4818 FM 371, GAINESVILLE, TX 76240-7303 |
| Document Number | 002478/693 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 2478/693 |
| Instrument | 127 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 172 Months |
| Due | May 01, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 12, 2021 |
| Property Address | 655 FM 3164, GAINESVILLE, TX 76240-1897 |
| Document Number | 2411/90 |
| Book / Page | 2411 / 90 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 3040 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1916 COUNTY ROAD 178, 1916, GAINESVILLE, TX 76240-7648 |
| Name | Verified Name |
|---|---|
| Address | 4818 FM 371, GAINESVILLE, TX 76240-7303 |
| Investor | Possibly a Property Investor |
| Document Number | 3041 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 3041 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 18% |
| Index | Prime Rate |
| Max Rate | 18% |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,473.00 (+7.9%) Homeowner's exemption | $266,011 (+21%) Land $92,310 Building $173,733 | $266,043 (+21.01%) Land $92,310 Building $173,733 |
| 2024 | $2,292.00 (-24.9%) | ||
| 2023 | $219,844 Land $66,540 Building $153,304 | $219,844 Land $66,540 Building $153,304 | |
| 2022 | $3,052.00 |
Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011, rainfall accumulation |
| Wildfire Risk | Moderate above 68% of the US · above 56% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Nortex Communications | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 940 / 35 |
| JAB Wireless | Fixed Wireless (licensed-by-rule) | 300 / 60 |
| Verizon | Fixed Wireless | 300 / 20 |
| ElektraFi | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AMG Technology Investment Group | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, ElektraFi. Availability varies by address; speeds are provider-advertised maximums, not measured.
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