Bergen County and Englewood Cliffs Borough property record for 655 Floyd St, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 3,426 sqft · built 1964 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,335,000 (Aug 2019) |
| Tax Bill | $12,898 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00808-0000-00003 |
| Primary APN | 16-00808-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,426 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Account Number | 128000 |
|---|---|
| Street Address | 655 FLOYD ST |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-2049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 100X100 |
| Legal Block | 808 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 16000 |
655 Floyd St is owned and occupied by an individual who bought it in August 2019.
Source: Bergen County and Englewood Cliffs Borough records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 FLOYD ST, ENGLEWOOD CLIFFS, NJ 07632-2049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| Aug 12, 2019 | Deed, Transfer · Stand-Alone First Mortgage PINNACLE MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on File |
| Deed Sale | Aug 12, 2019 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Document Number | 201952596 |
| Deed Book / Page | 3320 / 983 |
| Prior Transfer Date | May 16, 2016 |
| Prior Transfer Doc | 0022921487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 655 FLOYD ST, ENGLEWOOD CLIFFS, NJ 07632-2049 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, ETA |
| Name | Verified Name |
|---|
| Document Number | 0041041541 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4104/1541 |
| Instrument | 21-064669 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 12, 2019 |
| Property Address | 655 FLOYD ST, ENGLEWOOD CLIFFS, NJ 07632-2049 |
| Document Number | 0033200983 |
| Book / Page | 3320 / 983 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 19-052596 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 FLOYD ST, ENGLEWOOD CLIFFS, NJ 07632-2049 |
| Document Number | 1905259601 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 19-052596.01 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0033200983 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 3320/983 |
| Instrument | 19-052596 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2044 |
The 2025 property tax bill for 655 Floyd St was $12,898, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107,100 (-) Land $878,800 Building $228,300 | $1,107,100 (-) Land $878,800 Building $228,300 | |
| 2025 | $12,898.00 (+0.87%) | $1,107,100 Land $878,800 Building $228,300 | $1,107,100 Land $878,800 Building $228,300 |
| 2024 | $12,787.00 | ||
| 2023 | $1,107,100 Land $878,800 Building $228,300 | $1,107,100 Land $878,800 Building $228,300 | |
| 2022 | $12,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Floyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Floyd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Xfinity.
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