Hardin County property record for 655 Florence Rd, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,422 sqft · built 1953 |
| Lot Size | 0.312 acres (13,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Aug 2019) |
| Tax Bill | $599 (2023) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 036083J D 00700 |
| Primary APN | 036083J D 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,599 sqft (0.312 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 FLORENCE RD |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | DISTRICT: 04, COUNTY AREA: S30 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920402 |
655 Florence Rd is owned and occupied by an individual who bought it in August 2019.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 FLORENCE RD, SAVANNAH, TN 38372-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit CB&S BANK INC |
| Aug 21, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 0000071521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 655 FLORENCE RD, SAVANNAH, TN 38372-3125 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000763751 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 763/751 |
| Instrument | 153967 |
| Name | CB&S BANK INC |
|---|---|
| Type | Bank |
| Address | SAVANNAH, TN 38372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Aug 21, 2019 |
| Property Address | 655 FLORENCE RD, SAVANNAH, TN 38372-3125 |
| Document Number | 0000071521 |
| Book / Page | 715 / 21 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 142806 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10160 SANTA ROSA DR, ATOKA, TN 38004-7210 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Savannah City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,450 Land $15,200 Building $9,250 | ||
| 2023 | $599.00 (+1.87%) | $24,450 (+14.79%) Land $15,200 Building $9,250 | $97,800 (+14.79%) Land $60,800 Building $37,000 |
| 2022 | $588.00 | $21,300 Land $15,200 Building $6,100 | $85,200 Land $60,800 Building $24,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 655 Florence Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Florence Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures