Mesa County property record for 655 Flamecrest Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,209 sqft · built 2023 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,888 (Dec 2023) |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-071-29-008 |
| Primary APN | 2697-071-29-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,209 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 2,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 785 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R007165 |
|---|---|
| Street Address | 655 FLAMECREST DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 1 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.23AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ORCHARD RIDGE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1503 |
Source: Mesa County assessment roll, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2026 | Beneficiary Deed, Transfer |
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 4, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 2, 2023 | Deed of Trust, Mortgage · Construction Mortgage TIMBERLINE BANK |
| Jun 9, 2022 | Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Jun 9, 2022 · Amount on Record |
| Deed Document Number | 20233080446 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0003151885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Mar 4, 2026 |
| Property Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Document Number | 0003151885 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 3151885 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 WINDYHILL DR, JOHNSON CITY, TN 37615-2819 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Document Number | 0003144078 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 3144078 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Dec 4, 2023 |
| Property Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Document Number | 0003080446 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 3080446 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 ROUNDUP DR, GRAND JUNCTION, CO 81507-8797 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Document Number | 0003080447 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 3080447 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003062698 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 3062698 |
| Name | TIMBERLINE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81505 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Apr 18, 2024 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jun 9, 2022 |
| Property Address | 655 FLAMECREST DR, FRUITA, CO 81521-8410 |
| Document Number | 0003034111 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 3034111 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1765, GRAND JUNCTION, CO 81502-1765 |
| Name | Verified Name |
|---|---|
| Address | 716 ROUNDUP DR, GRAND JUNCTION, CO 81507-8797 |
| Investor | Possibly a Property Investor |
| Document Number | 0003034072 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 3034072 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2052 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,557.00 (+2.36%) | $42,690 (+0.73%) Land $8,560 Building $34,130 | $683,150 (+8%) Land $137,000 Building $546,150 |
| 2024 | $3,475.00 (+71.6%) | $42,380 (+70.68%) Land $6,720 Building $35,660 | |
| 2023 | $2,025.00 (+396.32%) | $24,830 (+403.65%) Land $24,830 | $632,570 (+3,621%) Land $100,280 Building $532,290 |
| 2022 | $408.00 | $4,930 Land $4,930 | |
| 2021 | $17,000 Land $17,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.1% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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