Johnston County property record for 655 Falls Dr, Clayton, NC 27527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,252 sqft · built 2018 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Mar 2025) |
| Tax Bill | $2,708 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16I03005B |
| Primary APN | 16I03005B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 3,174 sqft |
| 1st Floor Area | 1,964 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 309 sqft |
| Deck Area | 133 sqft |
| Patio Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000279037 |
|---|---|
| Street Address | 655 FALLS DR |
| City | CLAYTON |
| State | NC |
| Zip | 27527-5564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 46 TIMERLAKE PH 1 85/203 |
| Legal Subdivision | TIMBERLAKE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | WILDERS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 40210 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 FALLS DR, CLAYTON, NC 27527-5564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Nov 6, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Sep 17, 2019 | Deed of Trust, Mortgage EQUITY RSRCS/OH |
| Aug 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 20259094 |
| Deed Book / Page | 6852 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 655 FALLS DR, CLAYTON, NC 27527-5564 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000766737 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 6026/147 |
| Instrument | 2021766737 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 655 FALLS DR, CLAYTON, NC 27527-5564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000550497 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 5054/0611 |
| Instrument | 2017550497 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 655 FALLS DR, CLAYTON, NC 27527-5564 |
| Document Number | 0000628839 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 FALLS DR CLAYTON NC 275275564, CLAYTON, NC 27527-5564 |
| Document Number | 0000628839 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 005431/000807 |
| Instrument | 628839 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Aug 16, 2017 |
| Property Address | 655 FALLS DR, CLAYTON, NC 27527-5564 |
| Document Number | 0000541007 |
| Book / Page | 005010 / 000169 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 541007 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 1202 CLAYTON NC 275281202, CLAYTON, NC 27528-1202 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,708.00 (+5.86%) | $433,290 (+56.77%) Land $90,000 Building $343,290 | $433,290 (+56.77%) Land $90,000 Building $343,290 |
| 2023 | $2,558.00 | $276,380 Land $48,000 Building $228,380 | $276,380 Land $48,000 Building $228,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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