655 Elsie Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 655 Elsie Ave, San Leandro, CA 94577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,555 sqft · built 1947
Lot Size0.187 acres (8,154 sqft)
Owner2 Individual Names on Record
Last Sale$1,120,000 (Aug 2022)
Tax Bill$15,452 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77-519-19-1

Property Details

APN / Parcel Number

Primary APN77-519-19-1
Alternative APN
  • 077-0519-019-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
Gross Area450 sqft
Basement Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area8,154 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 ELSIE AVE
CitySAN LEANDRO
StateCA
Zip94577-5211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT: 00001 BLK: 0019 AR: 0077 PAGE: 0519
Legal SubdivisionESTUDILLO
Legal Block34
Legal Lot Number7&8
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3008
Census Tract432700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address655 ELSIE AVE, SAN LEANDRO, CA 94577-5211
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Aug 2, 2022Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Prior SaleApr 19, 2001 · Amount on Record
Deed Document Number2022136743
Prior Transfer DateApr 25, 1994
Prior Transfer Doc0000167141
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address655 ELSIE AVE, SAN LEANDRO, CA 94577-5211
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 ELSIE AVE, SAN LEANDRO, CA 94577-5211

Mortgage

Document Number0000212410
DateJun 10, 2021
Instrument2021212410
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateAug 2, 2022
Property Address655 ELSIE AVE, SAN LEANDRO, CA 94577-5211
Document Number0000136743
Map ReferenceMB 5 PG 32
Instrument DateJul 29, 2022
Instrument2022136743
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$13,552.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address300 S 31ST ST, SAN JOSE, CA 95116-2901

Mortgage

Document Number0000136744
DateAug 2, 2022
Instrument2022136744
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalitySan Leandro City
Unified School DistrictSan Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,188,543 (+2%) Land $356,563 Building $831,980
2025$15,452.00 (+9.28%)$1,165,247 (+9.52%) Land $349,574 Building $815,673
2023$14,140.00$1,064,000 Land $319,200 Building $744,800$980,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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