655 Elliott St, Longmont, CO 80504 Property Records

Boulder County property record for 655 Elliott St, Longmont, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 1978
Lot Size	0.146 acres (6,364 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2014)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1315-02-1-13-003`

Property Details

APN / Parcel Number

Primary APN	`1315-02-1-13-003`
Alternative APNs	`R0069631` `0069631`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Building Area	2,652 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Finished Basement	660 sqft
Unfinished Basement	666 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood Shingle
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,364 sqft (0.146 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0069631
Street Address	655 ELLIOTT ST
City	LONGMONT
State	CO
Zip	80504-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 16 SUNNYVALE 5
Legal Range	69
Legal Township	2N
Legal Section	02
Legal Subdivision	SUNNYVALE 5
Legal Block	16
Legal Lot Number	3
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	5
Census Block	5015
Census Tract	13402

Owner

655 Elliott St is owned and occupied by two individuals who bought it in April 2014.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2017	Deed of Trust, Mortgage · VA Mortgage GREAT PALINS NATIONAL BANK
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2014 · Amount on File
Deed Sale	Apr 18, 2014 · Amount on File
Prior Sale	May 2, 1991 · Amount on File
Deed Document Number	20143375941
Prior Transfer Date	Jan 7, 1999
Prior Transfer Doc	0001893585
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525

Mortgage

Document Number	0004113525
Date	Dec 16, 2025
Instrument	4113525

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525

Mortgage

Document Number	0004016097
Date	Jul 27, 2023
Instrument	4016097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003612818
Date	Sep 1, 2017
Instrument	3612818

Lender

Name	GREAT PALINS NATIONAL BANK
Type	Non-Lending Institution
Address	OKLAHOMA CITY, OK 73132

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST COLORADO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003693106
Date	Jan 7, 2019
Instrument	3693106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003737877
Date	Sep 23, 2019
Instrument	3737877

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	655 ELLIOTT ST, LONGMONT, CO 80504-1525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003798012
Date	Jul 14, 2020
Instrument	3798012

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 Elliott St was $2,693.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Longmont City
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,249 (-2.08%) Land $7,286 Building $23,963	$510,600 (-) Land $158,200 Building $352,400
2025	$2,693.00	$31,913 Land $9,888 Building $22,025	$510,600 Land $158,200 Building $352,400
2023	$2,287.00 (+21.39%)	$34,632 (+33.24%) Land $10,854 Building $23,778	$516,900 (+38.21%) Land $162,000 Building $354,900
2022	$1,884.00	$25,993 Land $7,638 Building $18,355	$374,000 Land $109,900 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Elliott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 Elliott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextLight Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, TDS Telecom.

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