655 Echo Lake Ct, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 655 Echo Lake Ct, Santa Rosa, CA 95401

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,104 sqft · built 1983
Lot Size	0.166 acres (7,220 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-440-057-000`

Property Details

APN / Parcel Number

Primary APN	`035-440-057-000`
Alternative APN	`035-440-057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	7,220 sqft (0.166 acres)
Garage Type	Carport
Garage Area	464 sqft
Carport	Carport
Carport Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	035-440-057
Street Address	655 ECHO LAKE CT
City	SANTA ROSA
State	CA
Zip	95401-5781
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CITYSR
Legal Description	FULTON VIEW SUB LOT 57
Legal Subdivision	FULTON VIEW SUB
Legal Block	2
Legal Lot Number	57
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2004
Census Tract	153006

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRICK L ONEILL
Mar 20, 2024	Intrafamily Transfer, Transfer
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAIOCCHI FAMILY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2010
Deed Sale	Dec 20, 2010
Prior Sale	Aug 7, 2001 · Amount on Record
Deed Document Number	2010115969
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	0000052710
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781

Mortgage

Document Number	0000057585
Date	Aug 30, 2022
Instrument	2022057585

Lender

Name	PATRICK L ONEILL
Type	Private Party
Address	PO BOX 450, GRATON, CA 95444

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2023

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 20, 2024
Property Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781
Document Number	0000011868
Map Reference	MB 294 PG 22-24
Instrument Date	Jul 12, 2023
Instrument	2024011868
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781

Mortgage

Document Number	0000045223
Date	Jun 30, 2022
Instrument	2022045223

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	655 ECHO LAKE CT, SANTA ROSA, CA 95401-5781
Document Number	0000023849
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 DUNDEE RD SAN PABLO CA 948061645, SAN PABLO, CA 94806-1645

Mortgage

Document Number	0000023849
Date	Apr 11, 2019
Instrument	23849

Lender

Name	BAIOCCHI FAMILY LP
Address	600 HUDSON LN, APTOS, CA 95003-2729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 10, 2021

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Secondary School District	Santa Rosa High School District (07 - 12)
Elementary School District	Wright Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,436 (+2%) Land $189,481 Building $280,955
2025	$5,455.00 (+5.9%)	$461,213 (+4.04%) Land $185,766 Building $275,447
2023	$5,151.00 (+4.27%)	$443,305 Land $178,553 Building $264,752
2022	$4,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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