655 Earl Joseph Dr, Camarillo, CA 93010 Property Records

Ventura County property record for 655 Earl Joseph Dr, Camarillo, CA 93010

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,024 sqft · built 2019
Owner	Individual Name on File
Last Sale	$815,000 (Feb 2025)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-0-260-545`

Property Details

APN / Parcel Number

Primary APN	`157-0-260-545`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	396 sqft
2nd Floor Area	834 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	136 sqft
Patio Area	136 sqft

Location & Zoning

Street Address	655 EARL JOSEPH DR
City	CAMARILLO
State	CA
Zip	93010-7832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 590300 REF: 164MR 81 CONDO PLAN: -102
Legal Subdivision	TRACT NO 5903
Legal Tract	590300
Legal Block	260
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	3
Census Block	3013
Census Tract	5205

Owner

655 Earl Joseph Dr, a condominium, is owned and occupied by an individual who bought it in February 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	655 EARL JOSEPH DR, CAMARILLO, CA 93010-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 25, 2019	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Prior Sale	Nov 25, 2019 · Amount on File
Deed Document Number	202510950
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	655 EARL JOSEPH DR, CAMARILLO, CA 93010-7832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 EARL JOSEPH DR, CAMARILLO, CA 93010-7832

Mortgage

Document Number	0000181401
Date	Oct 30, 2020
Instrument	20201030-00181401

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 25, 2019
Property Address	655 EARL JOSEPH DR, CAMARILLO, CA 93010-7832
Document Number	0000147107
Map Reference	MB 164 PG 81
Instrument Date	Aug 20, 2019
Instrument	20191125-00147107
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 EARL JOSEPH DR, CAMARILLO, CA 93010-7832

Mortgage

Document Number	0000147108
Date	Nov 25, 2019
Instrument	20191125-00147108

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 655 Earl Joseph Dr was $5,311, up 1.5% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$831,300 (+28.06%) Land $540,600 Building $290,700
2025	$5,311.00 (+1.55%)	$649,166 Land $422,146 Building $227,020
2024	$5,230.00 (+2.53%)
2023	$5,101.00 (-1.41%)	$623,959 Land $405,754 Building $218,205
2022	$5,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 655 Earl Joseph Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Earl Joseph Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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