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655 Earl Godwin Rd, Freeport, FL 32439 Property Records

Walton County property record for 655 Earl Godwin Rd, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 2019
Lot Size0.114 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$204,900 (Jul 2019)
Tax Bill$1,878 (2024)
Deeds & MortgagesSep 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-1S-19-23200-000-0140

Property Details

APN / Parcel Number

Primary APN18-1S-19-23200-000-0140
Alternative APN
  • 1030990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area2,027 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions12 ft deep x 4.3 ft wide
Garage TypeFinished
Garage Area389 sqft
PorchPorch
Porch Area40 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1030990
Street Address655 EARL GODWIN RD
CityFREEPORT
StateFL
Zip32439-2797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 CRESCENT MILL AT HAMMOCK BAY PB 21-16 FKA HORSESHOE BEND AT HAMMOCK BAY PB 18-19 OR 2893-1519 OR 3088-2898 OR 3111-583
Legal Range19W
Legal Township01S
Legal Section18
Legal SubdivisionHORSESHOE BEND AT HAMMOCK BAY
Legal Lot Number14
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2065
Census Tract950502

Owner

Source: Walton County records · APN 18-1S-19-23200-000-0140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 EARL GODWIN RD, FREEPORT, FL 32439-2797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 09, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2019 · Amount on Record
Deed SaleJul 09, 2019 · Amount on Record
Deed Document Number20190022880
Deed Book / Page3111 / 0583
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address655 EARL GODWIN RD, FREEPORT, FL 32439-2797
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032660364
DateSep 08, 2022
Book Page3266/364
Instrument20220040516
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

July 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateJul 09, 2019
Property Address655 EARL GODWIN RD, FREEPORT, FL 32439-2797
Document Number0031110583
Book / Page003111 / 000583
Instrument DateJun 28, 2019
Instrument22880
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,434.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address655 EARL GODWIN RD FREEPORT FL 324392797, FREEPORT, FL 32439-2797

Mortgage

Document Number31110584
DateJul 09, 2019
Book Page003111/000584
Instrument22881
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$257,142 (-11.68%) Land $45,000 Building $212,142$257,142 (-11.68%) Land $45,000 Building $212,142
2024$1,878.00 (+4.04%)
2023$1,805.00 (+5.62%) Homeowner's exemption$291,161 (+17.72%) Land $32,457 Building $258,704$291,161 (+17.72%) Land $32,457 Building $258,704
2022$1,709.00 Homeowner's exemption$247,340 Land $36,027 Building $211,313$247,340 Land $36,027 Building $211,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 296 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020, other causes, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber1,000 / 1,000
Wildstar NetworksFixed Wireless200 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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