655 E Zuni Dr, Flagstaff, AZ 86005 Property Records

Coconino County property record for 655 E Zuni Dr, Flagstaff, AZ 86005

Property Summary

Property Type	Duplex
Details	2,148 sqft · built 1977
Lot Size	0.251 acres (10,925 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (Jun 2017)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-11-004`

Property Details

APN / Parcel Number

Primary APN	`105-11-004`
Alternative APN	`R0030851`

Interior

Units	5 Units
Stories	2 Stories
Building Area	2,148 sqft Living Area
1st Floor Area	1,074 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Concrete Block
Roof Material	Asbestos
Lot Area	10,925 sqft (0.251 acres)
Terrain	Gentle Slope
Garage Type	Built-in
Garage Area	600 sqft
Deck Area	Deck Area
Patio Area	366 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0030851
Street Address	655 E ZUNI DR
City	FLAGSTAFF
State	AZ
Zip	86005-6584
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION: BOW & ARROW ACRES UNIT 04 LOT: 76 SIXTEENTH: NW QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	BOW & ARROW ACRES UNIT 04
Legal Lot Number	76
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Coconino County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2030 S ASH LN, FLAGSTAFF, AZ 86004-5864
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONEAZ CU
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN SOURCE
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	20173787997
Last Transfer Date	Jun 21, 2021
Transfer Doc	0003920266
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Jun 28, 2021
Property Address	655 E ZUNI DR, FLAGSTAFF, AZ 86005-6584
Document Number	0003920266
Map Reference	CASE 2 MAP 42
Instrument Date	Jun 28, 2021
Instrument	3920266
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 S ASH LN, FLAGSTAFF, AZ 86004-5864

Mortgage

Document Number	0003920267
Date	Jun 28, 2021
Instrument	3920267

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	655 E ZUNI DR, FLAGSTAFF, AZ 86005-6584
Document Number	0003803911
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 E ZUNI DR FLAGSTAFF AZ 860056584, FLAGSTAFF, AZ 86005-6584

Mortgage

Document Number	0003803911
Date	Dec 15, 2017
Instrument	3803911

Lender

Name	LOAN SOURCE
Type	Funding / Finance Company
Address	ALBUQUERQUE, NM 87109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 21, 2017
Property Address	655 E ZUNI DR, FLAGSTAFF, AZ 86005-6584
Document Number	0003787997
Instrument Date	May 17, 2017
Instrument	3787997
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2030 S ASH LN FLAGSTAFF AZ 860045864, FLAGSTAFF, AZ 86004-5864

Mortgage

Document Number	3787998
Date	Jun 21, 2017
Instrument	3787998

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,411 (-0.73%) Land $12,068 Building $53,343
2025	$2,872.00 (+3.05%)	$65,890 (-1.09%)	$658,903 (-1.09%) Land $120,682 Building $538,221
2024	$2,787.00 (+3.95%)	$66,615 Land $12,068 Building $54,547
2023	$2,681.00		$666,153 Land $120,682 Building $545,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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