655 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 655 E Toto Rd, Knox, IN 46534

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1977
Lot Size	80.9 acres (3,524,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75-10-06-200-021.000-002`

Property Details

APN / Parcel Number

Primary APN	`75-10-06-200-021.000-002`
Alternative APN	`0010082500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft
Basement Area	2,196 sqft
Finished Basement	2,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,524,875 sqft (80.9 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Poultry House	1,600 sqft
Quonset Hut	2,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0010082500
Street Address	655 E TOTO RD
City	KNOX
State	IN
Zip	46534-8056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	W 1/2 NE S6 T32 R2 80.92A.
Legal Range	2
Legal Township	32
Legal Section	6
Jurisdiction	STARKE IN
Township / Civil Division	CALIFORNIA
Census Block Group	3
Census Block	3000
Census Tract	954100

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 E TOTO RD, KNOX, IN 46534-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
	Deed of Trust, Mortgage
	Deed of Trust, Mortgage
Feb 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	655 E TOTO RD, KNOX, IN 46534-8056
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	655 E TOTO RD, KNOX, IN 46534-8056
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	655 E TOTO RD, KNOX, IN 46534-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	655 E TOTO RD, KNOX, IN 46534-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E TOTO RD, KNOX, IN 46534-8056

Mortgage

Document Number	2020000546
Date	Feb 24, 2020
Instrument	2020000546

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Commercial Mortgage
Term	13 Months
Due	Feb 28, 2021

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	California Township
Unified School District	Knox Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 (-10.02%)	$408,500 (+14.2%) Land $94,300 Building $314,200	$408,500 (+14.2%) Land $94,300 Building $314,200
2024	$3,612.00 (-3.96%)
2023	$3,761.00	$357,700 (+5.8%) Land $84,000 Building $273,700	$357,700 (+5.8%) Land $84,000 Building $273,700
2022	$3,761.00	$338,100 Land $69,300 Building $268,800	$338,100 Land $69,300 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Brightspeed DSL	40 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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