655 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 655 E Savoy St, Lecanto, FL 34461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,184 sqft · built 2000
Lot Size1.09 acres (47,792 sqft)
OwnerIndividual on Record
Last Sale$22,000 (Feb 1999)
Tax Bill$5,424 (2025)
Deeds & MortgagesMar 2019 Transfer
Mar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN19E-18S-31-0010-000A0-0060

Property Details

APN / Parcel Number

Primary APN19E-18S-31-0010-000A0-0060
Alternative APNs
  • 3118S19E0010000A00060
  • 1624061

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,184 sqft Living Area
Gross Area2,604 sqft
1st Floor Area1,794 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,792 sqft (1.09 acres)
Lot Dimensions318 ft deep x 150 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchFinished/Open Porch
Porch Area272 sqft
Patio Area92 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1624061
Street Address655 E SAVOY ST
CityLECANTO
StateFL
Zip34461-8768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionKENSINGTON ESTS UNIT 1 PLAT BK 11 PGS 59 THRU 64 LOT 6 BLK A
Legal Range19E
Legal Township18S
Legal Section31
Legal SubdivisionKENSINGTON ESTATES UNIT 1
Legal BlockA
Legal Lot Number6
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2020
Census Tract450704

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address7 LEWIS ST, HULL, MA 02045-2153
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 1, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1999 · Amount on Record
Deed SaleFeb 1, 1999 · Amount on Record
Prior SaleAug 1, 1985 · Amount on Record
Deed Book / Page1291 / 446
Last Transfer DateMar 13, 2019
Transfer Doc0029650922
Record UpdatedJun 8, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateMar 27, 2019
Property Address655 E SAVOY ST, LECANTO, FL 34461-8768
Document Number0029650922
Book / Page002965 / 000922
Instrument DateMar 13, 2019
Instrument15493
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LEWIS ST HULL MA 020452153, HULL, MA 02045-2153

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address655 E SAVOY ST, LECANTO, FL 34461-8768
Document Number0028161619
Instrument DateMar 1, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E SAVOY ST LECANTO FL 344618768, LECANTO, FL 34461-8768

Mortgage

Document Number0028161619
DateMar 16, 2017
Book Page002816/001619
Instrument12137
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,424.00 (+6.17%)$354,316 (-1.78%) Land $35,900 Building $318,416$354,316 (-1.78%) Land $35,900 Building $318,416
2024$5,109.00 (+6.73%)$360,752 (+5.2%) Land $30,000 Building $330,752$360,752 (+5.2%) Land $30,000 Building $330,752
2023$4,787.00 (+14.88%)$342,930 (+14.02%) Land $28,000 Building $314,930$342,930 (+14.02%) Land $28,000 Building $314,930
2022$4,167.00$300,756 Land $21,400 Building $279,356$300,756 Land $21,400 Building $279,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation119.1 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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