655 E Harrison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 655 E Harrison Ave, Cottage Grove, OR 97424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 1925
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$157,900 (Jul 2005)
Tax Bill$2,723 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-03-33-24-06300-000

Property Details

APN / Parcel Number

Primary APN20-03-33-24-06300-000
Alternative APN
  • 0913994

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Finished Area
1st Floor Area1,316 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1935
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions177 ft deep x 70 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area60 sqft

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number0913994
Street Address655 E HARRISON AVE
CityCOTTAGE GROVE
StateOR
Zip97424-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2-MED DENSITY MULTI FAMI
Legal DescriptionSEC/TWN/RNG/MER:SEC 33 TWN 20 RNG 03
Legal Range03W
Legal Township20S
Legal Section33
Legal QuarterNW
Quarter-Quarter SectionSE
Legal Lot Number6300
JurisdictionLANE OR
Township / Civil DivisionCOTTAGE GROVE
Census Block Group3
Census Block3033
Census Tract1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Oct 10, 2022Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Apr 15, 2025Intrafamily Transfer, Transfer
Mar 20, 2019Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Nov 7, 2017Loan Modification, Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2005 · Amount on Record
Deed SaleJul 28, 2005 · Amount on Record
Prior SaleJul 28, 2005 · Amount on Record
Deed Document Number0000057950
Last Transfer DateApr 15, 2025
Transfer Doc0000010660
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyEVEREST LAND TITLE, EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618

Mortgage

Document Number0000062441
DateSep 28, 2021
Instrument2021-062441
Lender
NameCITIZENS BANK
TypeBank
AddressCORVALLIS, OR 97339
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618

Mortgage

Document Number0000042343
DateOct 10, 2022
Instrument2022-042343
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANE OR
Recording DateApr 15, 2025
Property Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618
Document Number0000010660
Map ReferenceMB 2 PG 40
Instrument DateApr 15, 2025
Instrument2025-010660
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010162
DateMar 20, 2019
Instrument2019-010162
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLANE OR
Property Address655 E HARRISON AVE, COTTAGE GROVE, OR 97424-2618
Document Number0000057892
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E HARRISON AVE COTTAGE GROVE OR 974242618, COTTAGE GROVE, OR 97424-2618

Mortgage

Document Number0000057892
DateNov 22, 2017
Instrument57892
Lender
NameCITIZENS BK
TypeBank
AddressCORVALLIS, OR 97339-0030
Agreement
Term24 Months
DueNov 21, 2019

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityCottage Grove City
Unified School DistrictSouth Lane School District 45J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,723.00 (+4.89%)$149,071 (+6.09%)$330,602 (+6.52%) Land $47,380 Building $283,222
2023$2,596.00 (+4.01%)$140,515 (+3%)$310,370 (+9.11%) Land $36,016 Building $274,354
2022$2,496.00$136,423$284,467 Land $37,096 Building $247,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTTAGE GROVE
serves 10,879 people · EPA ID OR4100236
Water SourceSurface water
Last State InspectionOct 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DFN
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Hunter Communications
Fixed Wireless
200 / 20

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