655 E Gilbert St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 655 E Gilbert St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,122 sqft · built 1925
Lot Size	0.531 acres (23,125 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Jan 2026)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0147-102-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0147-102-15-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,122 sqft Living Area
1st Floor Area	3,122 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,125 sqft (0.531 acres)
Lot Dimensions	185 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 E GILBERT ST
City	SAN BERNARDINO
State	CA
Zip	92404-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R S B W 125 FT N 185 FT LOT 11 BLK 41
Legal Subdivision	RANCHO SAN BERNARDINO
Legal Block	41
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3003
Census Tract	6301

Owner

Source: San Bernardino County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage LINDEN PROPERTIES INC
Jan 22, 2026	Grant Deed, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES INC
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXIT BAIL BOND CO INC
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage AVAILABLE HM LNS
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANDY J ALLGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	202615909
Prior Transfer Date	Feb 4, 2016
Prior Transfer Doc	0000060490
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10001 MONTE VISTA RD, PHELAN, CA 92371-8370

Mortgage

Document Number	0000266728
Date	Oct 27, 2023
Instrument	2023-0266728

Lender

Name	LINDEN PROPERTIES INC
Type	Non-Lending Institution
Address	SAN BERNARDINO, CA 92404

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2026
Property Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Document Number	0000015909
Map Reference	MB 7 PG 2
Instrument Date	Jan 13, 2026
Instrument	2026-0015909
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411

Mortgage

Document Number	0000015910
Date	Jan 22, 2026
Instrument	2026-0015910

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Document Number	0000316993
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E GILBERT ST SAN BERNARDINO CA 924045411, SAN BERNARDINO, CA 92404-5411

Mortgage

Document Number	0000316993
Date	Sep 5, 2019
Instrument	316993

Lender

Name	EXIT BAIL BOND CO INC
Address	200 S 7TH ST, FORT SMITH, AR 72901-3605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Document Number	0000152611
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10001 MONTE VISTA RD PHELAN CA 923718370, PHELAN, CA 92371-8370

Mortgage

Document Number	0000152611
Date	May 13, 2019
Instrument	152611

Lender

Name	AVAILABLE HM LNS
Type	Funding / Finance Company
Address	SAN BERNARDINO, CA 92401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	655 E GILBERT ST, SAN BERNARDINO, CA 92404-5411
Document Number	0000152610
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10001 MONTE VISTA RD PHELAN CA 923718370, PHELAN, CA 92371-8370

Mortgage

Document Number	0000152610
Date	May 13, 2019
Instrument	152610

Lender

Name	SANDY J ALLGOR
Address	688 N ARROWHEAD AVE # 204, SAN BERNARDINO, CA 92401-1144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,867 (+2%) Land $90,561 Building $211,306
2025	$3,862.00 (-5.23%)	$295,948 (+4.04%) Land $88,785 Building $207,163
2023	$4,075.00 (-0.07%)	$284,456 Land $85,337 Building $199,119
2022	$4,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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