655 E Collins St, Depoe Bay, OR 97341 Property Records

Lincoln County property record for 655 E Collins St, Depoe Bay, OR 97341

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1963
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Aug 2025)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091105DD0070100`

Property Details

APN / Parcel Number

Primary APN	`091105DD0070100`
Alternative APN	`R455879`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
Gross Area	732 sqft
1st Floor Area	480 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	11,761 sqft (0.27 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	48 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R455879
Street Address	655 E COLLINS ST
City	DEPOE BAY
State	OR
Zip	97341-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TWNSHP 09, RNG 11, ACRES 0.27, DOC202505925
Legal Range	11W
Legal Township	09S
Legal Section	05
Legal Subdivision	DEPOE BAY
Jurisdiction	LINCOLN OR
Township / Civil Division	DEPOE BAY
Census Block Group	2
Census Block	2016
Census Tract	950602

Owner

655 E Collins St is owned and occupied by two individuals who bought it in August 2025.

Source: Lincoln County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 22, 2025	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA
Oct 21, 2020	Grant Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20255925
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0000011113
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 NE BEVERLY DR, NEWPORT, OR 97365-9540

Mortgage

Document Number	0000006656
Date	Sep 19, 2025
Instrument	2025-06656

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Aug 22, 2025
Property Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Document Number	0000005925
Instrument Date	Aug 19, 2025
Instrument	2025-05925
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930

Mortgage

Document Number	0000005926
Date	Aug 22, 2025
Instrument	2025-05926

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Mar 16, 2022
Property Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Document Number	0000002882
Instrument Date	Mar 11, 2022
Instrument	2022-02882
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3345 SW 97TH AVE, PORTLAND, OR 97225-2922

Mortgage

Document Number	0000002883
Date	Mar 16, 2022
Instrument	2022-02883

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Oct 21, 2020
Property Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Document Number	0000011114
Instrument Date	Oct 14, 2020
Instrument	2020-11114
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 18TH STREET, SALEM, OR 97301-4315

Mortgage

Document Number	0000011115
Date	Oct 21, 2020
Instrument	2020-11115

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN OR
Recording Date	Oct 21, 2020
Property Address	655 E COLLINS ST, DEPOE BAY, OR 97341-1930
Document Number	0000011113
Instrument Date	Sep 17, 2020
Instrument	11113
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1230 DEPOE BAY OR 973411230, DEPOE BAY, OR 97341-1230

Tax Assessment & Valuation

The 2025 property tax bill for 655 E Collins St was $2,821, up 9.2% from the year before.

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Municipality	Depoe Bay City
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (+9.17%)	$199,650 (+3%)	$303,280 (-2.97%) Land $105,250 Building $198,030
2024	$2,584.00 (+35.64%)	$193,840 (+34.75%)	$312,560 (+39.6%) Land $90,040 Building $222,520
2023	$1,905.00 (+22.04%)	$143,850 (+23.09%)	$223,890 (+47.21%) Land $79,520 Building $144,370
2022	$1,561.00	$116,870	$152,090 Land $74,110 Building $77,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 655 E Collins St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1998–2014)
Most Recent Claim	Jan 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 E Collins St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEPOE BAY serves 1,398 people · EPA ID OR4100254
Water Source	Surface water
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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