Ulster County and Ulster Town property record for 655 E Chester St, Kingston, NY 12401
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1.5 ba · 1,714 sqft · built 1850 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Company Name on File |
| Last Sale | $410,000 (Sep 2007) |
| Tax Bill | $8,615 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 515400 48.58-6-20 |
| Primary APN | 515400 48.58-6-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,714 sqft Total Area |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 682 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 121,968 sqft (2.8 acres) |
| Porch | Slab |
| Porch Area | 296 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 118180.000 |
|---|---|
| Street Address | 655 E CHESTER ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-1738 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 37 |
| Legal Block | 6 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ULSTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 951400 |
655 E Chester St, a residential property, is owned by a company that acquired it in November 2014.
Source: Ulster County and Ulster Town records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6 KIEFFER LN, KINGSTON, NY 12401-2206 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2020 | Loan Modification, Mortgage INVESTORS BK |
| Feb 7, 2020 | Deed of Trust, Mortgage INVESTORS BK |
| Dec 15, 2016 | Loan Modification, Mortgage INVESTORS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2007 · Amount on File |
| Deed Sale | Sep 14, 2007 · Amount on File |
| Deed Document Number | 200721648 |
| Deed Book / Page | 4462 / 199 |
| Last Transfer Date | Nov 10, 2014 |
| Transfer Doc | 0000014158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 655 E CHESTER ST, KINGSTON, NY 12401-1738 |
| Document Number | 0000002756 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 KIEFFER LN KINGSTON NY 12401, KINGSTON, NY 12401 |
| Document Number | 0000002756 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 006565/000149 |
| Instrument | 2756 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | 101 JOHN F KENNEDY PKWY, SHORT HILLS, NJ 07078-2716 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 655 E CHESTER ST, KINGSTON, NY 12401-1738 |
| Document Number | 0000002755 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 KIEFFER LN KINGSTON NY 12401, KINGSTON, NY 12401 |
| Document Number | 0000002755 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 012005/000201 |
| Instrument | 2755 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | 101 JOHN F KENNEDY PKWY, SHORT HILLS, NJ 07078-2716 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 655 E CHESTER ST, KINGSTON, NY 12401-1738 |
| Document Number | 0000003960 |
| Book / Page | 011264 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 KIEFFER LANE KINGSTON KINGSTON NY 12401, KINGSTON, NY 12401 |
| Document Number | 0000003960 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 011264/011264 |
| Instrument | 3960 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | 101 JOHN F KENNEDY PKWY, SHORT HILLS, NJ 07078-2716 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 655 E Chester St was $8,615.
Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Ulster Town |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,615.00 | $150,000 Land $38,000 Building $112,000 | $365,854 Land $92,683 Building $273,171 |
| 2023 | $150,000 (-) Land $38,000 Building $112,000 | $300,000 (+1%) Land $76,000 Building $224,000 | |
| 2022 | $150,000 Land $38,000 Building $112,000 | $272,727 Land $69,091 Building $203,636 | |
| 2021 | $3,125.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 655 E Chester St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1992–2012) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 655 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ULSTER WATER DISTRICT serves 5,500 people · EPA ID NY5503390 |
|---|---|
| Water Source | Purchased surface water from KINGSTON (CITY) WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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